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Assumable homes for sale in Waddell, AZ

200 homesVA & FHA loansrates from 2.12% vs 7.28% today

Waddell assumption guide
13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.25%
VA
Active
43
$505,000$226,234 down
Rate
2.25%
7.28%today
Payment
$1,237/mo
$2,215today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$518,867 down
Rate
3.75%
7.28%today
Payment
$3,590/mo
$5,304today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

17034 Seldon Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.08%
FHA
Active
37
$510,000$15,639 down
Rate
6.08%
7.28%today
Payment
$3,056/mo
$3,457today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

4916 185TH Drive, Goodyear, AZ, 85395 — assumable FHA mortgage at 4.625%
FHA
Active
67
$525,000$253,645 down
Rate
4.625%
7.28%today
Payment
$1,615/mo
$2,150today
  • 4beds
  • 3baths
  • 2,414sqft

4916 185TH Drive, Goodyear

14404 WETHERSFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$599,000$10,965 down
Rate
3.10%
7.28%today
Payment
$2,783/mo
$4,459today
  • 4beds
  • 4baths
  • 3,064sqft

14404 WETHERSFIELD Road, Surprise

11531 JEROME Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.14%
VATop pick
Active
54
$625,500$31,456 down
Rate
3.14%
7.28%today
Payment
$2,824/mo
$4,501today
  • 2beds
  • 3baths
  • 2,289sqft

11531 JEROME Street, Surprise

18031 UDALL Drive, Surprise, AZ, 85374 — assumable FHA mortgage at 2.87%
FHA
Active
30
$326,900$38,857 down
Rate
2.87%
7.28%today
Payment
$1,343/mo
$2,217today
  • 1beds
  • 2baths
  • 1,270sqft

18031 UDALL Drive, Surprise

14870 ENCANTO Boulevard #2138, Goodyear, AZ, 85395 — assumable VA mortgage at 2.87%
VA
Active
41
$290,000$52,644 down
Rate
2.87%
7.28%today
Payment
$1,105/mo
$1,823today
  • 2beds
  • 2baths
  • 1,329sqft

14870 ENCANTO Boulevard #2138, Goodyear

14870 ENCANTO Boulevard #1050, Goodyear, AZ, 85395 — assumable VA mortgage at 2.98%
VA
Active
43
$285,000$41,135 down
Rate
2.98%
7.28%today
Payment
$1,151/mo
$1,873today
  • 2beds
  • 3baths
  • 1,522sqft

14870 ENCANTO Boulevard #1050, Goodyear

10459 PASADENA Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%
FHA
Active
4
$330,000$57,059 down
Rate
3.05%
7.28%today
Payment
$1,290/mo
$2,080today
  • 3beds
  • 2baths
  • 1,107sqft

10459 PASADENA Avenue, Glendale

12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$315,000$50,465 down
Rate
3.07%
7.28%today
Payment
$1,253/mo
$2,015today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$410,000$73,734 down
Rate
3.07%
7.28%today
Payment
$1,593/mo
$2,562today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

16176 STATLER Street, Surprise, AZ, 85374 — assumable VA mortgage at 3.10%
VA
Active
33
$450,000$89,045 down
Rate
3.10%
7.28%today
Payment
$1,708/mo
$2,737today
  • 6beds
  • 3baths
  • 2,166sqft

16176 STATLER Street, Surprise

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$69,748 down
Rate
3.25%
7.28%today
Payment
$1,602/mo
$2,519today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$46,518 down
Rate
3.49%
7.28%today
Payment
$2,377/mo
$3,626today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

11002 DEANNE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.45%
FHA
Active
12
$325,000$39,310 down
Rate
3.45%
7.28%today
Payment
$1,402/mo
$2,150today
  • 3beds
  • 2baths
  • 2,156sqft

11002 DEANNE Drive, Sun City

17611 CALAVAR Road, Surprise, AZ, 85388 — assumable FHA mortgage at 3.45%
FHA
Active
37
$429,000$36,177 down
Rate
3.45%
7.28%today
Payment
$1,928/mo
$2,956today
  • 5beds
  • 3baths
  • 2,425sqft

17611 CALAVAR Road, Surprise

15792 DESERT MIRAGE Drive, Surprise, AZ, 85379 — assumable VA mortgage at 2.25%
VA
Active
29
$625,000$177,027 down
Rate
2.25%
7.28%today
Payment
$1,983/mo
$3,550today
  • 5beds
  • 3baths
  • 3,924sqft

15792 DESERT MIRAGE Drive, Surprise

13327 BOLERO Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 2.71%
VA
Active
54
$249,900$55,015 down
Rate
2.71%
7.28%today
Payment
$906/mo
$1,526today
  • 2beds
  • 2baths
  • 1,138sqft

13327 BOLERO Drive, Sun City West

21138 EDGEMONT Avenue, Buckeye, AZ, 85396 — assumable VA mortgage at 2.77%
VA
Active
70
$650,000$114,372 down
Rate
2.77%
7.28%today
Payment
$2,459/mo
$4,111today
  • 5beds
  • 4baths
  • 2,705sqft

21138 EDGEMONT Avenue, Buckeye

15250 PIERSON Street, Goodyear, AZ, 85395 — assumable VA mortgage at 2.78%
VA
Active
54
$673,500$187,012 down
Rate
2.78%
7.28%today
Payment
$2,241/mo
$3,742today
  • 7beds
  • 3baths
  • 3,290sqft

15250 PIERSON Street, Goodyear

14994 VIRGINIA Avenue, Goodyear, AZ, 85395 — assumable FHA mortgage at 2.79%
FHA
Active
38
$384,500$100,867 down
Rate
2.79%
7.28%today
Payment
$1,330/mo
$2,217today
  • 4beds
  • 3baths
  • 1,932sqft

14994 VIRGINIA Avenue, Goodyear

11130 JERSEY Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 2.79%
FHA
Active
35
$265,000$65,597 down
Rate
2.79%
7.28%today
Payment
$935/mo
$1,559today
  • 2beds
  • 1baths
  • 909sqft

11130 JERSEY Avenue, Youngtown

14575 MOUNTAIN VIEW Boulevard #11220, Surprise, AZ, 85374 — assumable FHA mortgage at 2.81%
FHA
Active
48
$285,000$83,890 down
Rate
2.81%
7.28%today
Payment
$949/mo
$1,579today
  • 3beds
  • 2baths
  • 1,651sqft

14575 MOUNTAIN VIEW Boulevard #11220, Surprise

10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.84%
VA
Active
35
$330,000$71,934 down
Rate
2.84%
7.28%today
Payment
$1,197/mo
$1,983today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

2014 MARKETSIDE Avenue, Buckeye, AZ, 85396 — assumable FHA mortgage at 2.90%
FHA
Active
50
$400,000$93,407 down
Rate
2.90%
7.28%today
Payment
$1,428/mo
$2,348today
  • 4beds
  • 3baths
  • 2,064sqft

2014 MARKETSIDE Avenue, Buckeye

19948 ROMA Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 2.90%
FHA
Active
53
$439,800$105,254 down
Rate
2.90%
7.28%today
Payment
$1,559/mo
$2,562today
  • 4beds
  • 2baths
  • 1,920sqft

19948 ROMA Avenue, Litchfield Park

10307 OAKMONT Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.96%
FHA
Active
24
$234,900$66,922 down
Rate
2.96%
7.28%today
Payment
$795/mo
$1,297today
  • 2beds
  • 2baths
  • 1,396sqft

10307 OAKMONT Drive, Sun City

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$159,995$34,556 down
Rate
3.00%
7.28%today
Payment
$600/mo
$974today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

11844 CHERRY HILLS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.04%
FHA
Active
31
$249,000$74,301 down
Rate
3.04%
7.28%today
Payment
$834/mo
$1,346today
  • 2beds
  • 1baths
  • 1,139sqft

11844 CHERRY HILLS Drive, Sun City

17200 BELL Road #487, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
29
$295,000$78,660 down
Rate
3.07%
7.28%today
Payment
$1,025/mo
$1,648today
  • —beds
  • —baths
  • —sqft

17200 BELL Road #487, Surprise

15121 WOODRIDGE Drive, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
30
$335,000$74,565 down
Rate
3.07%
7.28%today
Payment
$1,234/mo
$1,984today
  • 2beds
  • 2baths
  • 1,183sqft

15121 WOODRIDGE Drive, Surprise

11469 ILLINOIS Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.10%
FHA
Active
11
$304,000$50,593 down
Rate
3.10%
7.28%today
Payment
$1,199/mo
$1,921today
  • 2beds
  • 2baths
  • 1,140sqft

11469 ILLINOIS Avenue, Youngtown

10433 LAURIE Lane, Peoria, AZ, 85345 — assumable FHA mortgage at 3.10%
FHA
Active
36
$349,999$67,075 down
Rate
3.10%
7.28%today
Payment
$1,342/mo
$2,150today
  • 2beds
  • 2baths
  • 1,243sqft

10433 LAURIE Lane, Peoria

16854 RIMROCK Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.10%
VA
Active
39
$385,000$100,477 down
Rate
3.10%
7.28%today
Payment
$1,349/mo
$2,162today
  • 4beds
  • 3baths
  • 2,220sqft

16854 RIMROCK Street, Surprise

11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$269,900$67,266 down
Rate
3.11%
7.28%today
Payment
$958/mo
$1,533today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

Assuming a mortgage in Waddell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 4 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.12%
Lowest existing payment
$409 /mo
Median cash to assume
$164,808