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Assumable homes for sale in Tempe, AZ

200 homesFHA & VA loansrates from 2.38% vs 7.28% today

Tempe assumption guide
2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable FHA mortgage at 2.375%
FHA
Active
20
$295,000$138,816 down
Rate
2.375%
7.28%today
Payment
$699/mo
$1,231today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,435 down
Rate
3.07%
7.28%today
Payment
$732/mo
$1,177today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

2301 LYNNE Lane, Phoenix, AZ, 85042 — assumable FHA mortgage at 2.90%
FHA
Active
17
$269,900$33,036 down
Rate
2.90%
7.28%today
Payment
$1,103/mo
$1,814today
  • 3beds
  • 1baths
  • 900sqft

2301 LYNNE Lane, Phoenix

1412 13TH Place, Phoenix, AZ, 85034 — assumable FHA mortgage at 2.94%
FHA
Active
$188,100$21,181 down
Rate
2.94%
7.28%today
Payment
$805/mo
$1,316today
  • 3beds
  • 1baths
  • 921sqft

1412 13TH Place, Phoenix

2040 LONGMORE -- #70, Mesa, AZ, 85202 — assumable FHA mortgage at 2.98%
FHA
Active
28
$264,900$51,103 down
Rate
2.98%
7.28%today
Payment
$1,012/mo
$1,646today
  • 3beds
  • 3baths
  • 1,296sqft

2040 LONGMORE -- #70, Mesa

948 ALMA SCHOOL Road #13, Mesa, AZ, 85210 — assumable VA mortgage at 3.05%
VA
Active
26
$235,000$37,637 down
Rate
3.05%
7.28%today
Payment
$933/mo
$1,504today
  • 2beds
  • 2baths
  • 918sqft

948 ALMA SCHOOL Road #13, Mesa

701 Buist Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.09%
FHA
Active
24
$375,000$58,045 down
Rate
3.09%
7.28%today
Payment
$1,505/mo
$2,414today
  • 3beds
  • 2baths
  • 1,483sqft

701 Buist Avenue, Phoenix

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$66,882 down
Rate
3.45%
7.28%today
Payment
$1,368/mo
$2,097today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$415,000$132,788 down
Rate
2.73%
7.28%today
Payment
$1,305/mo
$2,193today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

4260 81ST Street, Scottsdale, AZ, 85251 — assumable FHA mortgage at 2.74%
FHA
Active
28
$299,999$81,050 down
Rate
2.74%
7.28%today
Payment
$1,021/mo
$1,713today
  • 2beds
  • 1baths
  • 904sqft

4260 81ST Street, Scottsdale

127 CALDWELL Street, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.87%
FHA
Active
15
$315,000$74,091 down
Rate
2.87%
7.28%today
Payment
$1,124/mo
$1,854today
  • 3beds
  • 1baths
  • 936sqft

127 CALDWELL Street, Phoenix

8137 INDIAN SCHOOL Road, Scottsdale, AZ, 85251 — assumable VA mortgage at 2.96%
VA
Active
59
$669,900$183,925 down
Rate
2.96%
7.28%today
Payment
$2,300/mo
$3,751today
  • 3beds
  • 2baths
  • 1,769sqft

8137 INDIAN SCHOOL Road, Scottsdale

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$224,000$52,361 down
Rate
2.98%
7.28%today
Payment
$816/mo
$1,327today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

4843 CORRAL Road #4, Phoenix, AZ, 85044 — assumable VA mortgage at 3.06%
VA
Active
35
$320,000$67,470 down
Rate
3.06%
7.28%today
Payment
$1,211/mo
$1,950today
  • 2beds
  • 3baths
  • 960sqft

4843 CORRAL Road #4, Phoenix

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$177,900$51,426 down
Rate
3.09%
7.28%today
Payment
$610/mo
$978today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

1904 LEBARON Street, Mesa, AZ, 85201 — assumable VA mortgage at 3.89%
VA
Active
22
$399,999$25,487 down
Rate
3.89%
7.28%today
Payment
$1,931/mo
$2,805today
  • 4beds
  • 2baths
  • 1,328sqft

1904 LEBARON Street, Mesa

10302 16TH Avenue, Phoenix, AZ, 85041 — assumable VA mortgage at 3.75%
VA
Active
74
$1,174,990$166,436 down
Rate
3.75%
7.28%today
Payment
$5,094/mo
$7,526today
  • 5beds
  • 5baths
  • 4,077sqft

10302 16TH Avenue, Phoenix

714 McKinley Street, Phoenix, AZ, 85006 — assumable FHA mortgage at 3.45%
FHA
Active
28
$529,000$120,449 down
Rate
3.45%
7.28%today
Payment
$2,005/mo
$3,074today
  • 2beds
  • 2baths
  • 1,240sqft

714 McKinley Street, Phoenix

222 Brown Road #92, Mesa, AZ, 85201 — assumable FHA mortgage at 2.77%
FHA
Active
$250,000$92,225 down
Rate
2.77%
7.28%today
Payment
$728/mo
$1,217today
  • 2beds
  • 2baths
  • 1,152sqft

222 Brown Road #92, Mesa

5550 16TH Street #155, Phoenix, AZ, 85016 — assumable FHA mortgage at 2.78%
FHA
Active
22
$439,500$147,553 down
Rate
2.78%
7.28%today
Payment
$1,377/mo
$2,299today
  • 3beds
  • 2baths
  • 1,530sqft

5550 16TH Street #155, Phoenix

1109 INDIAN SCHOOL Road, Phoenix, AZ, 85013 — assumable FHA mortgage at 2.83%
FHA
Active
38
$449,990$170,695 down
Rate
2.83%
7.28%today
Payment
$1,324/mo
$2,197today
  • 3beds
  • 2baths
  • 1,203sqft

1109 INDIAN SCHOOL Road, Phoenix

3222 SEAN Drive, Chandler, AZ, 85224 — assumable VA mortgage at 2.96%
VA
Active
27
$499,999$180,005 down
Rate
2.96%
7.28%today
Payment
$1,514/mo
$2,470today
  • 4beds
  • 3baths
  • 2,039sqft

3222 SEAN Drive, Chandler

1334 FLOWER Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.96%
VA
Active
59
$1,115,000$361,551 down
Rate
2.96%
7.28%today
Payment
$3,565/mo
$5,816today
  • 6beds
  • 4baths
  • —sqft

1334 FLOWER Street, Phoenix

1334 FLOWER Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.96%
VA
Active
59
$1,115,000$361,551 down
Rate
2.96%
7.28%today
Payment
$3,565/mo
$5,816today
  • 6beds
  • 4baths
  • —sqft

1334 FLOWER Street, Phoenix

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$239,900$78,110 down
Rate
3.02%
7.28%today
Payment
$789/mo
$1,276today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

1307 44TH Street, Phoenix, AZ, 85008 — assumable FHA mortgage at 3.02%
FHA
Active
23
$329,999$109,060 down
Rate
3.02%
7.28%today
Payment
$1,050/mo
$1,700today
  • 3beds
  • 3baths
  • 1,584sqft

1307 44TH Street, Phoenix

1701 COLTER Street #421, Phoenix, AZ, 85016 — assumable VA mortgage at 3.02%
VA
Active
40
$289,000$95,091 down
Rate
3.02%
7.28%today
Payment
$930/mo
$1,505today
  • 1beds
  • 1baths
  • 942sqft

1701 COLTER Street #421, Phoenix

901 SMITH Road #1035, Tempe, AZ, 85281 — assumable VA mortgage at 3.03%
VA
Active
35
$549,000$175,512 down
Rate
3.03%
7.28%today
Payment
$1,810/mo
$2,925today
  • 3beds
  • 3baths
  • 1,833sqft

901 SMITH Road #1035, Tempe

10 HERMOSA Drive, Tempe, AZ, 85282 — assumable VA mortgage at 3.05%
VA
Active
20
$292,500$97,818 down
Rate
3.05%
7.28%today
Payment
$935/mo
$1,507today
  • 3beds
  • 2baths
  • 1,408sqft

10 HERMOSA Drive, Tempe

1255 Arizona Avenue #1122, Chandler, AZ, 85225 — assumable FHA mortgage at 3.56%
FHA
Active
22
$439,000$130,410 down
Rate
3.56%
7.28%today
Payment
$1,533/mo
$2,318today
  • 3beds
  • 3baths
  • 1,681sqft

1255 Arizona Avenue #1122, Chandler

1701 Colter Street #148, Phoenix, AZ, 85016 — assumable VA mortgage at 4.17%
VA
Active
15
$397,990$75,234 down
Rate
4.17%
7.28%today
Payment
$1,705/mo
$2,395today
  • 2beds
  • 2baths
  • 999sqft

1701 Colter Street #148, Phoenix

2027 University Drive #132, Tempe, AZ, 85288 — assumable VA mortgage at 4.17%
VA
Active
36
$389,900$56,130 down
Rate
4.17%
7.28%today
Payment
$1,767/mo
$2,481today
  • 2beds
  • 3baths
  • 1,300sqft

2027 University Drive #132, Tempe

2558 BALTIMORE Street, Mesa, AZ, 85213 — assumable FHA mortgage at 4.17%
FHA
Active
44
$460,000$66,126 down
Rate
4.17%
7.28%today
Payment
$2,081/mo
$2,922today
  • 3beds
  • 2baths
  • 1,380sqft

2558 BALTIMORE Street, Mesa

2226 FAIRVIEW Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 3.18%
FHA
Active
38
$429,900$133,432 down
Rate
3.18%
7.28%today
Payment
$1,440/mo
$2,284today
  • 2beds
  • 2baths
  • 1,339sqft

2226 FAIRVIEW Avenue, Mesa

1225 36TH Street #2119, Phoenix, AZ, 85008 — assumable FHA mortgage at 2.46%
FHA
Active
39
$315,000$194,627 down
Rate
2.46%
7.28%today
Payment
$1,223/mo
$1,683today
  • 2beds
  • 2baths
  • 1,206sqft

1225 36TH Street #2119, Phoenix

677 EL DORADO Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 2.60%
VA
Active
22
$535,000$257,029 down
Rate
2.60%
7.28%today
Payment
$1,261/mo
$2,155today
  • 3beds
  • 2baths
  • 1,571sqft

677 EL DORADO Drive, Gilbert

Assuming a mortgage in Tempe

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$302 /mo
Median cash to assume
$109,702