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Assumable homes for sale in Sun Lakes, AZ

82 homesVA & FHA loansrates from 2.38% vs 7.28% today

Sun Lakes assumption guide
4340 AMBER RIDGE Way, Phoenix, AZ, 85048 — assumable VA mortgage at 2.99%
VA
Active
29
$400,000$89,691 down
Rate
2.99%
7.28%today
Payment
$1,444/mo
$2,347today
  • 3beds
  • 2baths
  • 1,352sqft

4340 AMBER RIDGE Way, Phoenix

2355 LA COSTA Place, Chandler, AZ, 85249 — assumable VA mortgage at 5.625%
VA
Active
75
$699,899$187,340 down
Rate
5.625%
7.28%today
Payment
$3,033/mo
$3,605today
  • 6beds
  • 4baths
  • 3,367sqft

2355 LA COSTA Place, Chandler

194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$489,900$233,261 down
Rate
2.375%
7.28%today
Payment
$1,155/mo
$2,034today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

2786 APACHE Drive, Chandler, AZ, 85286 — assumable VA mortgage at 3.45%
VA
Active
35
$415,000$45,375 down
Rate
3.45%
7.28%today
Payment
$1,807/mo
$2,770today
  • 2beds
  • 3baths
  • 1,278sqft

2786 APACHE Drive, Chandler

779 DORAL Avenue #101, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
63
$410,000$91,245 down
Rate
2.87%
7.28%today
Payment
$1,487/mo
$2,453today
  • 3beds
  • 3baths
  • 1,422sqft

779 DORAL Avenue #101, Gilbert

1866 RAVENSWOOD Drive, Gilbert, AZ, 85298 — assumable VA mortgage at 2.73%
VA
Active
38
$632,500$212,584 down
Rate
2.73%
7.28%today
Payment
$1,956/mo
$3,286today
  • 3beds
  • 3baths
  • 2,313sqft

1866 RAVENSWOOD Drive, Gilbert

2769 RAKESTRAW Lane, Gilbert, AZ, 85298 — assumable VA mortgage at 2.83%
VA
Active
45
$579,900$197,157 down
Rate
2.83%
7.28%today
Payment
$1,815/mo
$3,011today
  • 3beds
  • 2baths
  • 2,109sqft

2769 RAKESTRAW Lane, Gilbert

2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$789,000$308,573 down
Rate
2.87%
7.28%today
Payment
$2,231/mo
$3,681today
  • 4beds
  • 3baths
  • 2,834sqft

2948 MAPLEWOOD Street, Gilbert

3764 WINDSTREAM Place, Chandler, AZ, 85286 — assumable VA mortgage at 2.90%
VA
Active
57
$759,000$243,868 down
Rate
2.90%
7.28%today
Payment
$2,384/mo
$3,919today
  • 5beds
  • 3baths
  • 3,040sqft

3764 WINDSTREAM Place, Chandler

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%
VA
Active
44
$579,000$190,872 down
Rate
2.91%
7.28%today
Payment
$1,865/mo
$3,062today
  • 4beds
  • 3baths
  • 2,572sqft

1892 SHANNON Street, Gilbert

2080 AQUARIUS Place, Chandler, AZ, 85249 — assumable VA mortgage at 3.02%
VA
Active
35
$910,000$325,000 down
Rate
3.02%
7.28%today
Payment
$2,805/mo
$4,541today
  • 4beds
  • 3baths
  • 3,243sqft

2080 AQUARIUS Place, Chandler

900 CANAL Drive #206, Chandler, AZ, 85225 — assumable VA mortgage at 3.07%
VA
Active
22
$399,500$143,960 down
Rate
3.07%
7.28%today
Payment
$1,210/mo
$1,947today
  • 3beds
  • 2baths
  • 1,833sqft

900 CANAL Drive #206, Chandler

1732 DOGWOOD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.11%
FHA
Active
46
$440,000$125,453 down
Rate
3.11%
7.28%today
Payment
$1,497/mo
$2,395today
  • 2beds
  • 3baths
  • 1,809sqft

1732 DOGWOOD Lane, Gilbert

900 94TH Street #1092, Chandler, AZ, 85224 — assumable FHA mortgage at 2.77%
FHA
Active
32
$399,000$196,618 down
Rate
2.77%
7.28%today
Payment
$951/mo
$1,590today
  • 3beds
  • 3baths
  • 1,534sqft

900 94TH Street #1092, Chandler

3135 ATHENA Court, Gilbert, AZ, 85297 — assumable VA mortgage at 2.77%
VA
Active
45
$870,000$486,066 down
Rate
2.77%
7.28%today
Payment
$1,796/mo
$3,002today
  • 4beds
  • 4baths
  • 4,012sqft

3135 ATHENA Court, Gilbert

3709 MARTINGALE Road, Gilbert, AZ, 85297 — assumable VA mortgage at 2.78%
VA
Active
29
$699,000$522,317 down
Rate
2.78%
7.28%today
Payment
$816/mo
$1,362today
  • 4beds
  • 3baths
  • 3,365sqft

3709 MARTINGALE Road, Gilbert

4982 LA COSTA Drive, Chandler, AZ, 85249 — assumable VA mortgage at 2.80%
VA
Active
48
$635,000$458,520 down
Rate
2.80%
7.28%today
Payment
$834/mo
$1,389today
  • 4beds
  • 3baths
  • 2,393sqft

4982 LA COSTA Drive, Chandler

3265 ARIS Drive, Gilbert, AZ, 85298 — assumable VA mortgage at 2.87%
VA
Active
78
$724,900$374,667 down
Rate
2.87%
7.28%today
Payment
$1,630/mo
$2,690today
  • 4beds
  • 5baths
  • 4,275sqft

3265 ARIS Drive, Gilbert

1081 WILLOW Street, Chandler, AZ, 85226 — assumable FHA mortgage at 2.88%
FHA
Active
36
$450,000$219,306 down
Rate
2.88%
7.28%today
Payment
$1,077/mo
$1,775today
  • 3beds
  • 2baths
  • 1,469sqft

1081 WILLOW Street, Chandler

3444 BELLERIVE Place, Chandler, AZ, 85249 — assumable VA mortgage at 2.90%
VA
Active
41
$384,000$42,786 down
Rate
2.90%
7.28%today
Payment
$1,597/mo
$2,625today
  • 2beds
  • 2baths
  • 1,344sqft

3444 BELLERIVE Place, Chandler

2065 Lindrick Drive, Gilbert, AZ, 85298 — assumable VA mortgage at 2.91%
VA
Active
25
$565,000$359,815 down
Rate
2.91%
7.28%today
Payment
$986/mo
$1,619today
  • 4beds
  • 2baths
  • 1,734sqft

2065 Lindrick Drive, Gilbert

2637 DOGWOOD Drive, Chandler, AZ, 85286 — assumable VA mortgage at 2.98%
VA
Active
54
$825,000$401,846 down
Rate
2.98%
7.28%today
Payment
$1,998/mo
$3,250today
  • 5beds
  • 4baths
  • 3,980sqft

2637 DOGWOOD Drive, Chandler

2402 EVERGLADE Court, Chandler, AZ, 85249 — assumable VA mortgage at 2.98%
VA
Active
47
$799,999$577,616 down
Rate
2.98%
7.28%today
Payment
$1,079/mo
$1,756today
  • 4beds
  • 3baths
  • 2,690sqft

2402 EVERGLADE Court, Chandler

2511 QUEEN CREEK Road #108, Chandler, AZ, 85248 — assumable VA mortgage at 2.98%
VA
Active
62
$629,000$320,366 down
Rate
2.98%
7.28%today
Payment
$1,498/mo
$2,437today
  • 2beds
  • 2baths
  • 1,346sqft

2511 QUEEN CREEK Road #108, Chandler

2103 HAWKEN Way, Chandler, AZ, 85286 — assumable FHA mortgage at 3.07%
FHA
Active
39
$899,900$762,835 down
Rate
3.07%
7.28%today
Payment
$649/mo
$1,044today
  • 5beds
  • 4baths
  • 4,253sqft

2103 HAWKEN Way, Chandler

3326 ROCKY SLOPE Drive, Phoenix, AZ, 85044 — assumable VA mortgage at 3.16%
VA
Active
33
$850,000$581,806 down
Rate
3.16%
7.28%today
Payment
$1,330/mo
$2,114today
  • 5beds
  • 3baths
  • 3,480sqft

3326 ROCKY SLOPE Drive, Phoenix

3928 HOLLYHOCK Place, Chandler, AZ, 85248 — assumable VA mortgage at 3.18%
VA
Active
39
$519,990$345,806 down
Rate
3.18%
7.28%today
Payment
$1,029/mo
$1,523today
  • 3beds
  • 2baths
  • 1,673sqft

3928 HOLLYHOCK Place, Chandler

4777 FULTON RANCH Boulevard #2041, Chandler, AZ, 85248 — assumable VA mortgage at 3.21%
VA
Active
49
$479,900$211,838 down
Rate
3.21%
7.28%today
Payment
$1,339/mo
$2,116today
  • 3beds
  • 2baths
  • 1,756sqft

4777 FULTON RANCH Boulevard #2041, Chandler

2538 WALNUT Court, Gilbert, AZ, 85298 — assumable VA mortgage at 3.23%
VA
Active
20
$949,999$605,557 down
Rate
3.23%
7.28%today
Payment
$1,724/mo
$2,718today
  • 5beds
  • 3baths
  • 1,800sqft

2538 WALNUT Court, Gilbert

5421 MERCURY Way, Chandler, AZ, 85226 — assumable FHA mortgage at 3.23%
FHA
Active
27
$550,000$259,167 down
Rate
3.23%
7.28%today
Payment
$1,459/mo
$2,300today
  • 3beds
  • 2baths
  • 1,620sqft

5421 MERCURY Way, Chandler

4077 SABRINA Drive #130, Chandler, AZ, 85248 — assumable FHA mortgage at 3.25%
FHA
Active
18
$450,000$430,103 down
Rate
3.25%
7.28%today
Payment
$100/mo
$152today
  • 3beds
  • 3baths
  • 1,586sqft

4077 SABRINA Drive #130, Chandler

500 GILA SPRINGS Boulevard #204, Chandler, AZ, 85226 — assumable FHA mortgage at 4.88%
FHA
Active
24
$245,000$19,936 down
Rate
4.88%
7.28%today
Payment
$1,263/mo
$1,632today
  • 2beds
  • 1baths
  • 910sqft

500 GILA SPRINGS Boulevard #204, Chandler

9850 MINNESOTA Avenue, Sun Lakes, AZ, 85248 — assumable FHA mortgage at 3.39%
FHA
Active
39
$350,000$152,318 down
Rate
3.39%
7.28%today
Payment
$1,113/mo
$1,719today
  • 2beds
  • 2baths
  • 1,626sqft

9850 MINNESOTA Avenue, Sun Lakes

119 CHELSEA Lane, Gilbert, AZ, 85295 — assumable VA mortgage at 3.45%
VA
Active
42
$599,900$354,012 down
Rate
3.45%
7.28%today
Payment
$1,265/mo
$1,940today
  • 4beds
  • 3baths
  • 2,418sqft

119 CHELSEA Lane, Gilbert

1165 HARRISON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 3.45%
VA
Active
43
$949,900$678,887 down
Rate
3.45%
7.28%today
Payment
$1,401/mo
$2,148today
  • 4beds
  • 3baths
  • 3,232sqft

1165 HARRISON Street, Gilbert

141 NEBRASKA Street, Chandler, AZ, 85225 — assumable VA mortgage at 3.50%
VA
Active
27
$525,000$268,799 down
Rate
3.50%
7.28%today
Payment
$1,322/mo
$2,014today
  • 3beds
  • 2baths
  • 1,539sqft

141 NEBRASKA Street, Chandler

Assuming a mortgage in Sun Lakes

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 3 of the 82 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$432 /mo
Median cash to assume
$226,284