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Assumable homes for sale in Scottsdale, AZ

166 homesFHA & VA loansrates from 2.38% vs 7.28% today

Scottsdale assumption guide
2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable FHA mortgage at 2.375%
FHA
Active
20
$295,000$138,816 down
Rate
2.375%
7.28%today
Payment
$699/mo
$1,231today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,435 down
Rate
3.07%
7.28%today
Payment
$732/mo
$1,177today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

1412 13TH Place, Phoenix, AZ, 85034 — assumable FHA mortgage at 2.94%
FHA
Active
$188,100$21,181 down
Rate
2.94%
7.28%today
Payment
$805/mo
$1,316today
  • 3beds
  • 1baths
  • 921sqft

1412 13TH Place, Phoenix

948 ALMA SCHOOL Road #13, Mesa, AZ, 85210 — assumable VA mortgage at 3.05%
VA
Active
26
$235,000$37,637 down
Rate
3.05%
7.28%today
Payment
$933/mo
$1,504today
  • 2beds
  • 2baths
  • 918sqft

948 ALMA SCHOOL Road #13, Mesa

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$66,882 down
Rate
3.45%
7.28%today
Payment
$1,368/mo
$2,097today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$415,000$132,788 down
Rate
2.73%
7.28%today
Payment
$1,305/mo
$2,193today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

4260 81ST Street, Scottsdale, AZ, 85251 — assumable FHA mortgage at 2.74%
FHA
Active
28
$299,999$81,050 down
Rate
2.74%
7.28%today
Payment
$1,021/mo
$1,713today
  • 2beds
  • 1baths
  • 904sqft

4260 81ST Street, Scottsdale

8137 INDIAN SCHOOL Road, Scottsdale, AZ, 85251 — assumable VA mortgage at 2.96%
VA
Active
59
$669,900$183,925 down
Rate
2.96%
7.28%today
Payment
$2,300/mo
$3,751today
  • 3beds
  • 2baths
  • 1,769sqft

8137 INDIAN SCHOOL Road, Scottsdale

9047 9TH Street, Phoenix, AZ, 85020 — assumable FHA mortgage at 3.05%
FHA
Active
39
$450,000$95,960 down
Rate
3.05%
7.28%today
Payment
$1,666/mo
$2,687today
  • 3beds
  • 2baths
  • —sqft

9047 9TH Street, Phoenix

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$177,900$51,426 down
Rate
3.09%
7.28%today
Payment
$610/mo
$978today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

9622 12TH Avenue, Phoenix, AZ, 85021 — assumable FHA mortgage at 3.69%
FHA
Active
14
$345,000$52,009 down
Rate
3.69%
7.28%today
Payment
$1,476/mo
$2,197today
  • 3beds
  • 2baths
  • 1,200sqft

9622 12TH Avenue, Phoenix

1904 LEBARON Street, Mesa, AZ, 85201 — assumable VA mortgage at 3.89%
VA
Active
22
$399,999$25,487 down
Rate
3.89%
7.28%today
Payment
$1,931/mo
$2,805today
  • 4beds
  • 2baths
  • 1,328sqft

1904 LEBARON Street, Mesa

714 McKinley Street, Phoenix, AZ, 85006 — assumable FHA mortgage at 3.45%
FHA
Active
28
$529,000$120,449 down
Rate
3.45%
7.28%today
Payment
$2,005/mo
$3,074today
  • 2beds
  • 2baths
  • 1,240sqft

714 McKinley Street, Phoenix

10838 35TH Street, Phoenix, AZ, 85028 — assumable VA mortgage at 4.48%
VA
Active
66
$675,000$7,203 down
Rate
4.48%
7.28%today
Payment
$3,640/mo
$4,926today
  • 5beds
  • 2baths
  • 2,220sqft

10838 35TH Street, Phoenix

222 Brown Road #92, Mesa, AZ, 85201 — assumable FHA mortgage at 2.77%
FHA
Active
$250,000$92,225 down
Rate
2.77%
7.28%today
Payment
$728/mo
$1,217today
  • 2beds
  • 2baths
  • 1,152sqft

222 Brown Road #92, Mesa

5550 16TH Street #155, Phoenix, AZ, 85016 — assumable FHA mortgage at 2.78%
FHA
Active
22
$439,500$147,553 down
Rate
2.78%
7.28%today
Payment
$1,377/mo
$2,299today
  • 3beds
  • 2baths
  • 1,530sqft

5550 16TH Street #155, Phoenix

1109 INDIAN SCHOOL Road, Phoenix, AZ, 85013 — assumable FHA mortgage at 2.83%
FHA
Active
38
$449,990$170,695 down
Rate
2.83%
7.28%today
Payment
$1,324/mo
$2,197today
  • 3beds
  • 2baths
  • 1,203sqft

1109 INDIAN SCHOOL Road, Phoenix

1334 FLOWER Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.96%
VA
Active
59
$1,115,000$361,551 down
Rate
2.96%
7.28%today
Payment
$3,565/mo
$5,816today
  • 6beds
  • 4baths
  • —sqft

1334 FLOWER Street, Phoenix

1334 FLOWER Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.96%
VA
Active
59
$1,115,000$361,551 down
Rate
2.96%
7.28%today
Payment
$3,565/mo
$5,816today
  • 6beds
  • 4baths
  • —sqft

1334 FLOWER Street, Phoenix

1017 EL CAMINITO Drive, Phoenix, AZ, 85020 — assumable VA mortgage at 2.98%
VA
Active
43
$529,900$190,208 down
Rate
2.98%
7.28%today
Payment
$1,590/mo
$2,586today
  • 4beds
  • 2baths
  • 1,838sqft

1017 EL CAMINITO Drive, Phoenix

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$239,900$78,110 down
Rate
3.02%
7.28%today
Payment
$789/mo
$1,276today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

1307 44TH Street, Phoenix, AZ, 85008 — assumable FHA mortgage at 3.02%
FHA
Active
23
$329,999$109,060 down
Rate
3.02%
7.28%today
Payment
$1,050/mo
$1,700today
  • 3beds
  • 3baths
  • 1,584sqft

1307 44TH Street, Phoenix

1701 COLTER Street #421, Phoenix, AZ, 85016 — assumable VA mortgage at 3.02%
VA
Active
40
$289,000$95,091 down
Rate
3.02%
7.28%today
Payment
$930/mo
$1,505today
  • 1beds
  • 1baths
  • 942sqft

1701 COLTER Street #421, Phoenix

901 SMITH Road #1035, Tempe, AZ, 85281 — assumable VA mortgage at 3.03%
VA
Active
35
$549,000$175,512 down
Rate
3.03%
7.28%today
Payment
$1,810/mo
$2,925today
  • 3beds
  • 3baths
  • 1,833sqft

901 SMITH Road #1035, Tempe

1701 Colter Street #148, Phoenix, AZ, 85016 — assumable VA mortgage at 4.17%
VA
Active
15
$397,990$75,234 down
Rate
4.17%
7.28%today
Payment
$1,705/mo
$2,395today
  • 2beds
  • 2baths
  • 999sqft

1701 Colter Street #148, Phoenix

2027 University Drive #132, Tempe, AZ, 85288 — assumable VA mortgage at 4.17%
VA
Active
36
$389,900$56,130 down
Rate
4.17%
7.28%today
Payment
$1,767/mo
$2,481today
  • 2beds
  • 3baths
  • 1,300sqft

2027 University Drive #132, Tempe

2558 BALTIMORE Street, Mesa, AZ, 85213 — assumable FHA mortgage at 4.17%
FHA
Active
44
$460,000$66,126 down
Rate
4.17%
7.28%today
Payment
$2,081/mo
$2,922today
  • 3beds
  • 2baths
  • 1,380sqft

2558 BALTIMORE Street, Mesa

2226 FAIRVIEW Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 3.18%
FHA
Active
38
$429,900$133,432 down
Rate
3.18%
7.28%today
Payment
$1,440/mo
$2,284today
  • 2beds
  • 2baths
  • 1,339sqft

2226 FAIRVIEW Avenue, Mesa

1225 36TH Street #2119, Phoenix, AZ, 85008 — assumable FHA mortgage at 2.46%
FHA
Active
39
$315,000$194,627 down
Rate
2.46%
7.28%today
Payment
$1,223/mo
$1,683today
  • 2beds
  • 2baths
  • 1,206sqft

1225 36TH Street #2119, Phoenix

2213 87TH Way, Scottsdale, AZ, 85257 — assumable VA mortgage at 2.65%
VA
Active
24
$699,900$389,362 down
Rate
2.65%
7.28%today
Payment
$1,441/mo
$2,446today
  • 4beds
  • 2baths
  • 1,648sqft

2213 87TH Way, Scottsdale

6119 HARVARD Street, Scottsdale, AZ, 85257 — assumable VA mortgage at 2.72%
VA
Active
43
$669,000$294,931 down
Rate
2.72%
7.28%today
Payment
$1,749/mo
$2,942today
  • 3beds
  • 2baths
  • 1,934sqft

6119 HARVARD Street, Scottsdale

24 FULTON Street, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.74%
FHA
Active
16
$495,000$339,547 down
Rate
2.74%
7.28%today
Payment
$725/mo
$1,216today
  • 4beds
  • 3baths
  • —sqft

24 FULTON Street, Phoenix

1449 11TH Avenue, Phoenix, AZ, 85007 — assumable VA mortgage at 2.74%
VA
Active
32
$325,000$233,531 down
Rate
2.74%
7.28%today
Payment
$426/mo
$716today
  • 3beds
  • 2baths
  • 1,691sqft

1449 11TH Avenue, Phoenix

2820 SUNLAND Avenue, Phoenix, AZ, 85040 — assumable VA mortgage at 2.81%
VA
Active
44
$500,000$235,736 down
Rate
2.81%
7.28%today
Payment
$1,233/mo
$2,050today
  • 5beds
  • 3baths
  • 1,968sqft

2820 SUNLAND Avenue, Phoenix

562 HACKAMORE Street, Mesa, AZ, 85203 — assumable VA mortgage at 2.84%
VA
Active
49
$549,900$255,143 down
Rate
2.84%
7.28%today
Payment
$1,367/mo
$2,265today
  • 3beds
  • 2baths
  • 1,950sqft

562 HACKAMORE Street, Mesa

1005 MORELAND Street, Phoenix, AZ, 85006 — assumable FHA mortgage at 2.87%
FHA
Active
35
$699,000$298,060 down
Rate
2.87%
7.28%today
Payment
$1,866/mo
$3,079today
  • 4beds
  • 4baths
  • —sqft

1005 MORELAND Street, Phoenix

Assuming a mortgage in Scottsdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 166 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$361 /mo
Median cash to assume
$145,194