UMe Projects

UMe Projects

Assumable homes for sale in Prescott Valley, AZ

6 homesFHA & VA loansrates from 2.83% vs 7.28% today

Prescott Valley assumption guide
8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 down
Rate
2.83%
7.28%today
Payment
$1,156/mo
$1,917today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 down
Rate
3.04%
7.28%today
Payment
$1,244/mo
$2,009today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
7.28%today
Payment
$800/mo
$1,203today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$222,500$132,066 down
Rate
4.03%
7.28%today
Payment
$525/mo
$749today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

6151 SUNSET Lane, Prescott Valley, AZ, 86314 — assumable VA mortgage at 5.41%
VA
Active
22
$325,000$42,534 down
Rate
5.41%
7.28%today
Payment
$1,686/mo
$2,052today
  • 2beds
  • 1baths
  • 928sqft

6151 SUNSET Lane, Prescott Valley

2750 Cedar Springs Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
35
$389,900$55,872 down
Rate
6.90%
7.28%today
Payment
$2,296/mo
$2,385today
  • 3beds
  • 2baths
  • 1,574sqft

2750 Cedar Springs Lane, Prescott Valley

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$525 /mo
Median cash to assume
$109,151