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Assumable homes for sale in Prescott Valley, AZ

19 homesFHA & VA loansrates from 2.83% vs 7.28% today

Prescott Valley assumption guide
7682 Rabbit Brush Lane, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.45%
VA
Active
69
$519,500$78,514 down
Rate
3.45%
7.28%today
Payment
$2,164/mo
$3,318today
  • 4beds
  • 2baths
  • 1,765sqft

7682 Rabbit Brush Lane, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 down
Rate
2.83%
7.28%today
Payment
$1,156/mo
$1,917today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 down
Rate
3.04%
7.28%today
Payment
$1,244/mo
$2,009today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

7685 Summit Pass, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$400,000$225,850 down
Rate
2.90%
7.28%today
Payment
$830/mo
$1,365today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass, Prescott Valley

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$599,999$94,345 down
Rate
4.67%
7.28%today
Payment
$2,811/mo
$3,721today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
7.28%today
Payment
$1,476/mo
$2,229today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
7.28%today
Payment
$800/mo
$1,203today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$222,500$132,066 down
Rate
4.03%
7.28%today
Payment
$525/mo
$749today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

6151 SUNSET Lane, Prescott Valley, AZ, 86314 — assumable VA mortgage at 5.41%
VA
Active
22
$325,000$42,534 down
Rate
5.41%
7.28%today
Payment
$1,686/mo
$2,052today
  • 2beds
  • 1baths
  • 928sqft

6151 SUNSET Lane, Prescott Valley

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$262,858 down
Rate
4.17%
7.28%today
Payment
$1,029/mo
$1,444today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

10817 TURQUOISE Circle, Dewey, AZ, 86327 — assumable VA mortgage at 6.67%
VA
Active
23
$460,000$8,294 down
Rate
6.67%
7.28%today
Payment
$2,946/mo
$3,133today
  • 3beds
  • 2baths
  • 1,779sqft

10817 TURQUOISE Circle, Dewey

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
7.28%today
Payment
$2,010/mo
$2,667today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

14324 MEADOW Road, Dewey, AZ, 86327 — assumable VA mortgage at 6.76%
VA
Active
66
$589,000$68,574 down
Rate
6.76%
7.28%today
Payment
$3,425/mo
$3,609today
  • 3beds
  • 2baths
  • 1,617sqft

14324 MEADOW Road, Dewey

2750 Cedar Springs Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
35
$389,900$55,872 down
Rate
6.90%
7.28%today
Payment
$2,296/mo
$2,385today
  • 3beds
  • 2baths
  • 1,574sqft

2750 Cedar Springs Lane, Prescott Valley

5 BEAR Drive, Prescott, AZ, 86305 — assumable VA mortgage at 5.52%
VA
Active
50
$449,000$114,009 down
Rate
5.52%
7.28%today
Payment
$2,025/mo
$2,434today
  • 3beds
  • 2baths
  • 1,176sqft

5 BEAR Drive, Prescott

9355 WOLF Road, Dewey, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,466 down
Rate
6.89%
7.28%today
Payment
$2,008/mo
$2,089today
  • 3beds
  • 2baths
  • 1,308sqft

9355 WOLF Road, Dewey

209 ROBINSON Drive, Prescott, AZ, 86303 — assumable FHA mortgage at 5.22%
FHA
Active
29
$495,000$416,454 down
Rate
5.22%
7.28%today
Payment
$459/mo
$571today
  • 3beds
  • 2baths
  • 1,740sqft

209 ROBINSON Drive, Prescott

2893 Brooks Range, Prescott, AZ, 86301 — assumable FHA mortgage at 7.22%
FHA
Active
36
$699,900$222,252 down
Rate
7.22%
7.28%today
Payment
$3,322/mo
$3,342today
  • 3beds
  • 2baths
  • 2,278sqft

2893 Brooks Range, Prescott

11205 IRONWOOD Lane, Dewey, AZ, 86327 — assumable FHA mortgage at 6.51%
FHA
Active
50
$439,000$195,313 down
Rate
6.51%
7.28%today
Payment
$2,705/mo
$2,925today
  • 3beds
  • 2baths
  • 2,217sqft

11205 IRONWOOD Lane, Dewey

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$459 /mo
Median cash to assume
$128,466