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UMe Projects

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Assumable homes for sale in Phoenix, AZ

23 homesFHA & VA loansrates from 2.20% vs 7.28% today

Phoenix assumption guide
3214 MOHAWK Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.05%
VA
Active
30
$360,000$58,689 down
Rate
3.05%
7.28%today
Payment
$1,421/mo
$2,291today
  • 2beds
  • 2baths
  • 1,056sqft

3214 MOHAWK Lane, Phoenix

19048 6TH Drive, Phoenix, AZ, 85027 — assumable VA mortgage at 3.55%
VA
Active
28
$475,000$60,666 down
Rate
3.55%
7.28%today
Payment
$2,056/mo
$3,113today
  • 3beds
  • 2baths
  • 1,533sqft

19048 6TH Drive, Phoenix

3411 IRMA Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.08%
VA
Active
19
$350,000$86,263 down
Rate
3.08%
7.28%today
Payment
$1,270/mo
$2,040today
  • 2beds
  • 2baths
  • 1,094sqft

3411 IRMA Lane, Phoenix

2029 COOLBROOK Avenue, Phoenix, AZ, 85023 — assumable FHA mortgage at 2.20%
FHA
Active
31
$437,000$300,519 down
Rate
2.20%
7.28%today
Payment
$715/mo
$1,196today
  • 3beds
  • 2baths
  • 2,066sqft

2029 COOLBROOK Avenue, Phoenix

2102 Utopia Road, Phoenix, AZ, 85027 — assumable VA mortgage at 2.77%
VA
Active
53
$479,900$279,917 down
Rate
2.77%
7.28%today
Payment
$940/mo
$1,571today
  • 4beds
  • 2baths
  • 1,844sqft

2102 Utopia Road, Phoenix

2227 MOHAWK Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.36%
VA
Active
20
$345,000$137,056 down
Rate
3.36%
7.28%today
Payment
$1,060/mo
$1,644today
  • 3beds
  • 2baths
  • 1,334sqft

2227 MOHAWK Lane, Phoenix

17201 16TH Drive #9, Phoenix, AZ, 85023 — assumable FHA mortgage at 3.45%
FHA
Active
32
$194,800$81,838 down
Rate
3.45%
7.28%today
Payment
$581/mo
$891today
  • 2beds
  • 1baths
  • 840sqft

17201 16TH Drive #9, Phoenix

19208 5TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.56%
FHA
Active
26
$500,000$451,268 down
Rate
3.56%
7.28%today
Payment
$322/mo
$487today
  • 3beds
  • 2baths
  • 1,212sqft

19208 5TH Avenue, Phoenix

2301 SAINT JOHN Road, Phoenix, AZ, 85023 — assumable FHA mortgage at 3.68%
FHA
Active
30
$425,000$315,262 down
Rate
3.68%
7.28%today
Payment
$654/mo
$975today
  • 3beds
  • 2baths
  • 1,645sqft

2301 SAINT JOHN Road, Phoenix

1117 MICHIGAN Avenue, Phoenix, AZ, 85023 — assumable FHA mortgage at 3.88%
FHA
Active
19
$485,500$281,977 down
Rate
3.88%
7.28%today
Payment
$1,176/mo
$1,710today
  • 4beds
  • 2baths
  • 2,084sqft

1117 MICHIGAN Avenue, Phoenix

20626 4TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.89%
FHA
Active
29
$435,000$275,850 down
Rate
3.89%
7.28%today
Payment
$921/mo
$1,337today
  • 4beds
  • 2baths
  • 1,397sqft

20626 4TH Avenue, Phoenix

2315 UNION HILLS Drive #120, Phoenix, AZ, 85027 — assumable FHA mortgage at 5.30%
FHA
Active
21
$270,000$50,183 down
Rate
5.30%
7.28%today
Payment
$1,299/mo
$1,601today
  • 2beds
  • 3baths
  • 1,544sqft

2315 UNION HILLS Drive #120, Phoenix

3182 Williams Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.06%
FHA
Active
27
$390,000$19,778 down
Rate
6.06%
7.28%today
Payment
$2,250/mo
$2,551today
  • 3beds
  • 2baths
  • 1,086sqft

3182 Williams Drive, Phoenix

408 PONTIAC Drive #6, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.27%
FHA
Active
27
$224,900Potential short sale
Rate
6.27%
7.28%today
Payment
$1,490/mo
$1,653today
  • 2beds
  • 2baths
  • 863sqft

408 PONTIAC Drive #6, Phoenix

1835 BEHREND Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.73%
FHA
Active
19
$345,000$16,329 down
Rate
6.73%
7.28%today
Payment
$2,173/mo
$2,297today
  • 3beds
  • 1baths
  • 1,008sqft

1835 BEHREND Drive, Phoenix

2863 MURIEL Drive, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.50%
FHA
Active
22
$374,000$25,060 down
Rate
6.50%
7.28%today
Payment
$2,253/mo
$2,439today
  • 3beds
  • 2baths
  • 1,320sqft

2863 MURIEL Drive, Phoenix

21227 30TH Avenue, Phoenix, AZ, 85027 — assumable VA mortgage at 6.50%
VA
Active
44
$449,900$33,641 down
Rate
6.50%
7.28%today
Payment
$2,674/mo
$2,895today
  • 3beds
  • 2baths
  • 1,600sqft

21227 30TH Avenue, Phoenix

2110 MORROW Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 4.98%
FHA
Active
28
$459,000$153,270 down
Rate
4.98%
7.28%today
Payment
$1,755/mo
$2,242today
  • 4beds
  • 2baths
  • 2,071sqft

2110 MORROW Drive, Phoenix

22627 31ST Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.78%
FHA
Active
30
$589,700$75,625 down
Rate
6.78%
7.28%today
Payment
$3,416/mo
$3,593today
  • 4beds
  • 2baths
  • 1,842sqft

22627 31ST Avenue, Phoenix

17227 16TH Drive #12, Phoenix, AZ, 85023 — assumable FHA mortgage at 4.98%
FHA
Active
25
$177,500Potential short sale
Rate
4.98%
7.28%today
Payment
$1,409/mo
$1,800today
  • 2beds
  • 2baths
  • 980sqft

17227 16TH Drive #12, Phoenix

3202 MCRAE Way, Phoenix, AZ, 85027 — assumable FHA mortgage at 5.13%
FHA
Active
37
$529,900$175,916 down
Rate
5.13%
7.28%today
Payment
$2,050/mo
$2,575today
  • 4beds
  • 2baths
  • 2,077sqft

3202 MCRAE Way, Phoenix

19201 7TH Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.27%
FHA
Active
8
$430,000$118,815 down
Rate
6.27%
7.28%today
Payment
$1,999/mo
$2,217today
  • 3beds
  • 2baths
  • 1,068sqft

19201 7TH Drive, Phoenix

202 ORAIBI Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.31%
FHA
Active
$289,000Potential short sale
Rate
6.31%
7.28%today
Payment
$2,221/mo
$2,452today
  • 3beds
  • 2baths
  • 1,397sqft

202 ORAIBI Drive, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$322 /mo
Median cash to assume
$102,539