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Assumable homes for sale in Phoenix, AZ

17 homesFHA & VA loansrates from 2.81% vs 7.28% today

Phoenix assumption guide
2301 LYNNE Lane, Phoenix, AZ, 85042 — assumable FHA mortgage at 2.90%
FHA
Active
17
$269,900$33,036 down
Rate
2.90%
7.28%today
Payment
$1,103/mo
$1,814today
  • 3beds
  • 1baths
  • 900sqft

2301 LYNNE Lane, Phoenix

2820 SUNLAND Avenue, Phoenix, AZ, 85040 — assumable VA mortgage at 2.81%
VA
Active
44
$500,000$235,736 down
Rate
2.81%
7.28%today
Payment
$1,233/mo
$2,050today
  • 5beds
  • 3baths
  • 1,968sqft

2820 SUNLAND Avenue, Phoenix

9519 13TH Way, Phoenix, AZ, 85042 — assumable VA mortgage at 3.02%
VA
Active
97
$1,399,000$573,081 down
Rate
3.02%
7.28%today
Payment
$3,943/mo
$6,382today
  • 4beds
  • 4baths
  • 3,804sqft

9519 13TH Way, Phoenix

7424 27TH Terrace, Phoenix, AZ, 85042 — assumable VA mortgage at 3.16%
VA
Active
9
$426,900$238,070 down
Rate
3.16%
7.28%today
Payment
$934/mo
$1,485today
  • 4beds
  • 3baths
  • 1,958sqft

7424 27TH Terrace, Phoenix

1113 GWEN Street, Phoenix, AZ, 85042 — assumable FHA mortgage at 3.45%
FHA
Active
18
$399,000$282,301 down
Rate
3.45%
7.28%today
Payment
$762/mo
$1,169today
  • 4beds
  • 2baths
  • 1,967sqft

1113 GWEN Street, Phoenix

5034 11TH Place, Phoenix, AZ, 85040 — assumable FHA mortgage at 5.41%
FHA
Active
31
$394,000$37,950 down
Rate
5.41%
7.28%today
Payment
$2,125/mo
$2,587today
  • 4beds
  • 2baths
  • 1,373sqft

5034 11TH Place, Phoenix

3511 BASELINE Road #1125, Phoenix, AZ, 85042 — assumable VA mortgage at 6.88%
VA
Active
24
$232,000Potential short sale
Rate
6.88%
7.28%today
Payment
$1,663/mo
$1,732today
  • 2beds
  • 2baths
  • 890sqft

3511 BASELINE Road #1125, Phoenix

7206 8TH Terrace, Phoenix, AZ, 85042 — assumable FHA mortgage at 4.28%
FHA
Active
23
$334,900$186,054 down
Rate
4.28%
7.28%today
Payment
$854/mo
$1,184today
  • 3beds
  • 3baths
  • 1,315sqft

7206 8TH Terrace, Phoenix

5629 21st Place, Phoenix, AZ, 85040 — assumable FHA mortgage at 4.50%
FHA
Active
36
$329,900$220,853 down
Rate
4.50%
7.28%today
Payment
$933/mo
$1,260today
  • 3beds
  • 2baths
  • 1,463sqft

5629 21st Place, Phoenix

820 CONSTANCE Way, Phoenix, AZ, 85042 — assumable FHA mortgage at 6.84%
FHA
Active
58
$485,500$24,961 down
Rate
6.84%
7.28%today
Payment
$3,047/mo
$3,184today
  • 3beds
  • 3baths
  • 1,980sqft

820 CONSTANCE Way, Phoenix

9108 15TH Way, Phoenix, AZ, 85042 — assumable VA mortgage at 6.92%
VA
Active
49
$674,999$40,822 down
Rate
6.92%
7.28%today
Payment
$4,277/mo
$4,434today
  • 3beds
  • 2baths
  • 2,477sqft

9108 15TH Way, Phoenix

5109 11TH Street, Phoenix, AZ, 85040 — assumable FHA mortgage at 6.90%
FHA
Active
14
$399,000$27,336 down
Rate
6.90%
7.28%today
Payment
$2,554/mo
$2,654today
  • 4beds
  • 2baths
  • 1,470sqft

5109 11TH Street, Phoenix

3131 ALICIA Drive, Phoenix, AZ, 85042 — assumable VA mortgage at 6.90%
VA
Active
60
$640,000$88,262 down
Rate
6.90%
7.28%today
Payment
$3,728/mo
$3,873today
  • 3beds
  • 3baths
  • 1,900sqft

3131 ALICIA Drive, Phoenix

2224 FAWN Drive, Phoenix, AZ, 85042 — assumable FHA mortgage at 6.96%
FHA
Active
45
$555,000$60,223 down
Rate
6.96%
7.28%today
Payment
$3,383/mo
$3,493today
  • 3beds
  • 2baths
  • 2,103sqft

2224 FAWN Drive, Phoenix

6429 17TH Street, Phoenix, AZ, 85042 — assumable FHA mortgage at 6.67%
FHA
Active
34
$445,000$110,343 down
Rate
6.67%
7.28%today
Payment
$2,176/mo
$2,315today
  • 4beds
  • 2baths
  • 1,668sqft

6429 17TH Street, Phoenix

1205 CHAMBERS Street, Phoenix, AZ, 85040 — assumable FHA mortgage at 6.73%
FHA
Active
35
$395,000$145,194 down
Rate
6.73%
7.28%today
Payment
$1,650/mo
$1,744today
  • 3beds
  • 3baths
  • 1,409sqft

1205 CHAMBERS Street, Phoenix

1117 GWEN Street, Phoenix, AZ, 85042 — assumable VA mortgage at 6.85%
VA
Active
22
$419,900Potential short sale
Rate
6.85%
7.28%today
Payment
$3,046/mo
$3,181today
  • 3beds
  • 2baths
  • 1,967sqft

1117 GWEN Street, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$762 /mo
Median cash to assume
$110,343