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Assumable homes for sale in Phoenix, AZ

200 homesFHA & VA loansrates from 2.46% vs 7.28% today

Phoenix assumption guide
6817 DESERT Lane, Laveen, AZ, 85339 — assumable FHA mortgage at 5.625%
FHA
Active
21
$389,000$25,547 down
Rate
5.625%
7.28%today
Payment
$2,148/mo
$2,553today
  • 4beds
  • 2baths
  • 1,666sqft

6817 DESERT Lane, Laveen

2830 48TH Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.07%
FHATop pick
Active
26
$279,900Potential short sale
Rate
3.07%
7.28%today
Payment
$1,441/mo
$2,318today
  • 4beds
  • 2baths
  • 1,288sqft

2830 48TH Lane, Phoenix

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,435 down
Rate
3.07%
7.28%today
Payment
$732/mo
$1,177today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

1523 81ST Drive, Phoenix, AZ, 85043 — assumable VA mortgage at 3.10%
VATop pick
Active
23
$295,000Potential short sale
Rate
3.10%
7.28%today
Payment
$1,424/mo
$2,282today
  • 3beds
  • 3baths
  • 1,534sqft

1523 81ST Drive, Phoenix

1947 77TH Glen, Phoenix, AZ, 85035 — assumable VA mortgage at 2.96%
VATop pick
Active
32
$300,000$16,349 down
Rate
2.96%
7.28%today
Payment
$1,342/mo
$2,189today
  • 3beds
  • 4baths
  • 1,383sqft

1947 77TH Glen, Phoenix

2837 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.05%
FHATop pick
Active
35
$349,000$21,430 down
Rate
3.05%
7.28%today
Payment
$1,541/mo
$2,486today
  • 3beds
  • 3baths
  • 1,848sqft

2837 73RD Drive, Phoenix

7132 DARROW Street, Laveen, AZ, 85339 — assumable FHA mortgage at 3.07%
FHATop pick
Active
47
$440,000$42,826 down
Rate
3.07%
7.28%today
Payment
$1,877/mo
$3,019today
  • 5beds
  • 3baths
  • 2,627sqft

7132 DARROW Street, Laveen

2607 COOLIDGE Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.45%
FHATop pick
Active
23
$210,000Potential short sale
Rate
3.45%
7.28%today
Payment
$1,034/mo
$1,585today
  • 3beds
  • 2baths
  • 1,196sqft

2607 COOLIDGE Street, Phoenix

5059 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.86%
FHA
Active
27
$345,000$68,232 down
Rate
2.86%
7.28%today
Payment
$1,281/mo
$2,116today
  • 3beds
  • 2baths
  • 1,200sqft

5059 VERNON Avenue, Phoenix

5002 41ST Avenue, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
17
$157,500$19,588 down
Rate
2.87%
7.28%today
Payment
$643/mo
$1,061today
  • 2beds
  • 1baths
  • 924sqft

5002 41ST Avenue, Phoenix

4051 PALOMINO Road, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
26
$165,000$14,869 down
Rate
2.87%
7.28%today
Payment
$700/mo
$1,156today
  • 2beds
  • 1baths
  • 924sqft

4051 PALOMINO Road, Phoenix

2301 LYNNE Lane, Phoenix, AZ, 85042 — assumable FHA mortgage at 2.90%
FHA
Active
17
$269,900$33,036 down
Rate
2.90%
7.28%today
Payment
$1,103/mo
$1,814today
  • 3beds
  • 1baths
  • 900sqft

2301 LYNNE Lane, Phoenix

7821 21ST Avenue, Phoenix, AZ, 85021 — assumable FHA mortgage at 2.93%
FHA
Active
23
$370,000$64,856 down
Rate
2.93%
7.28%today
Payment
$1,436/mo
$2,351today
  • 3beds
  • 3baths
  • 1,634sqft

7821 21ST Avenue, Phoenix

1412 13TH Place, Phoenix, AZ, 85034 — assumable FHA mortgage at 2.94%
FHA
Active
$188,100$21,181 down
Rate
2.94%
7.28%today
Payment
$805/mo
$1,316today
  • 3beds
  • 1baths
  • 921sqft

1412 13TH Place, Phoenix

6327 34TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 3.09%
VA
Active
27
$335,000$61,134 down
Rate
3.09%
7.28%today
Payment
$1,300/mo
$2,086today
  • 3beds
  • 2baths
  • 1,557sqft

6327 34TH Lane, Phoenix

701 Buist Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.09%
FHA
Active
24
$375,000$58,045 down
Rate
3.09%
7.28%today
Payment
$1,505/mo
$2,414today
  • 3beds
  • 2baths
  • 1,483sqft

701 Buist Avenue, Phoenix

7631 MIAMI Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.10%
FHA
Active
18
$385,000$62,123 down
Rate
3.10%
7.28%today
Payment
$1,528/mo
$2,448today
  • 3beds
  • 2baths
  • 1,884sqft

7631 MIAMI Street, Phoenix

2512 48TH Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.10%
FHA
Active
12
$359,000$69,003 down
Rate
3.10%
7.28%today
Payment
$1,375/mo
$2,204today
  • 3beds
  • 2baths
  • 1,142sqft

2512 48TH Drive, Phoenix

5222 GRENADINE Road, Laveen, AZ, 85339 — assumable FHA mortgage at 3.11%
FHA
Active
21
$385,000$55,067 down
Rate
3.11%
7.28%today
Payment
$1,566/mo
$2,507today
  • 3beds
  • 2baths
  • 1,512sqft

5222 GRENADINE Road, Laveen

6805 ENCANTO Boulevard, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.11%
FHA
Active
26
$344,900$46,256 down
Rate
3.11%
7.28%today
Payment
$1,415/mo
$2,264today
  • 3beds
  • 2baths
  • 1,280sqft

6805 ENCANTO Boulevard, Phoenix

2551 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.22%
FHA
Active
38
$369,000$49,410 down
Rate
3.22%
7.28%today
Payment
$1,533/mo
$2,419today
  • 3beds
  • 3baths
  • 1,675sqft

2551 73RD Drive, Phoenix

2424 ROMLEY Road, Phoenix, AZ, 85041 — assumable VA mortgage at 3.22%
VA
Active
27
$355,000$45,246 down
Rate
3.22%
7.28%today
Payment
$1,482/mo
$2,339today
  • 3beds
  • 2baths
  • 1,386sqft

2424 ROMLEY Road, Phoenix

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$66,882 down
Rate
3.45%
7.28%today
Payment
$1,368/mo
$2,097today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale

2723 APOLLO Road, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.73%
FHA
Active
17
$349,900$76,923 down
Rate
2.73%
7.28%today
Payment
$1,271/mo
$2,136today
  • 3beds
  • 2baths
  • 1,488sqft

2723 APOLLO Road, Phoenix

6331 31ST Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.77%
FHA
Active
34
$414,900$92,533 down
Rate
2.77%
7.28%today
Payment
$1,487/mo
$2,486today
  • 3beds
  • 2baths
  • 1,881sqft

6331 31ST Drive, Phoenix

127 CALDWELL Street, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.87%
FHA
Active
15
$315,000$74,091 down
Rate
2.87%
7.28%today
Payment
$1,124/mo
$1,854today
  • 3beds
  • 1baths
  • 936sqft

127 CALDWELL Street, Phoenix

7355 HUGHES Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 2.88%
FHA
Active
29
$377,000$108,912 down
Rate
2.88%
7.28%today
Payment
$1,246/mo
$2,054today
  • 3beds
  • 2baths
  • 1,460sqft

7355 HUGHES Drive, Phoenix

4923 GRANADA Road, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.96%
FHA
Active
32
$379,999$84,283 down
Rate
2.96%
7.28%today
Payment
$1,396/mo
$2,277today
  • 4beds
  • 2baths
  • 1,840sqft

4923 GRANADA Road, Phoenix

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$224,000$52,361 down
Rate
2.98%
7.28%today
Payment
$816/mo
$1,327today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

4843 CORRAL Road #4, Phoenix, AZ, 85044 — assumable VA mortgage at 3.06%
VA
Active
35
$320,000$67,470 down
Rate
3.06%
7.28%today
Payment
$1,211/mo
$1,950today
  • 2beds
  • 3baths
  • 960sqft

4843 CORRAL Road #4, Phoenix

2052 MARLETTE Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 3.06%
FHA
Active
20
$419,900$90,034 down
Rate
3.06%
7.28%today
Payment
$1,585/mo
$2,553today
  • 4beds
  • 2baths
  • 1,845sqft

2052 MARLETTE Avenue, Phoenix

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$177,900$51,426 down
Rate
3.09%
7.28%today
Payment
$610/mo
$978today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

7228 42ND Drive, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.10%
FHA
Active
39
$439,000$101,836 down
Rate
3.10%
7.28%today
Payment
$1,599/mo
$2,562today
  • 4beds
  • 3baths
  • 2,238sqft

7228 42ND Drive, Phoenix

5015 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 4.17%
FHA
Active
$335,900Potential short sale
Rate
4.17%
7.28%today
Payment
$1,842/mo
$2,587today
  • 4beds
  • 2baths
  • 1,930sqft

5015 VERNON Avenue, Phoenix

5409 LYDIA Lane, Laveen, AZ, 85339 — assumable FHA mortgage at 3.875%
FHA
Active
48
$470,000$42,200 down
Rate
3.875%
7.28%today
Payment
$2,211/mo
$3,218today
  • 4beds
  • 3baths
  • 2,522sqft

5409 LYDIA Lane, Laveen

10302 16TH Avenue, Phoenix, AZ, 85041 — assumable VA mortgage at 3.75%
VA
Active
74
$1,174,990$166,436 down
Rate
3.75%
7.28%today
Payment
$5,094/mo
$7,526today
  • 5beds
  • 5baths
  • 4,077sqft

10302 16TH Avenue, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.46%
Lowest existing payment
$371 /mo
Median cash to assume
$105,394