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Assumable homes for sale in Payson, AZ

19 homesFHA & VA loansrates from 2.66% vs 7.28% today

Payson assumption guide
2003 FREDANOVICH Circle, Payson, AZ, 85541 — assumable VA mortgage at 3.07%
VA
Active
33
$360,000$143,465 down
Rate
3.07%
7.28%today
Payment
$1,063/mo
$1,711today
  • 3beds
  • 2baths
  • 1,400sqft

2003 FREDANOVICH Circle, Payson

806 Oak Point Circle, Payson, AZ, 85541 — assumable VA mortgage at 2.66%
VA
Active
86
$649,900$525,038 down
Rate
2.66%
7.28%today
Payment
$1,667/mo
$2,456today
  • 3beds
  • 3baths
  • 2,424sqft

806 Oak Point Circle, Payson

310 TRAILWOOD Road, Payson, AZ, 85541 — assumable FHA mortgage at 2.68%
FHA
Active
47
$480,000$202,122 down
Rate
2.68%
7.28%today
Payment
$1,272/mo
$2,151today
  • 3beds
  • 3baths
  • 2,174sqft

310 TRAILWOOD Road, Payson

800 MONTANA Drive, Payson, AZ, 85541 — assumable FHA mortgage at 2.68%
FHA
Active
81
$445,900$189,247 down
Rate
2.68%
7.28%today
Payment
$1,192/mo
$2,015today
  • 3beds
  • 4baths
  • 2,096sqft

800 MONTANA Drive, Payson

1103 BIRCHWOOD Road, Payson, AZ, 85541 — assumable VA mortgage at 3.11%
VA
Active
10
$275,000$110,634 down
Rate
3.11%
7.28%today
Payment
$780/mo
$1,249today
  • 2beds
  • 2baths
  • 1,334sqft

1103 BIRCHWOOD Road, Payson

304 RYAN Drive, Payson, AZ, 85541 — assumable FHA mortgage at 3.33%
FHA
Active
34
$599,999$307,317 down
Rate
3.33%
7.28%today
Payment
$1,484/mo
$2,310today
  • 5beds
  • 3baths
  • 2,395sqft

304 RYAN Drive, Payson

207 AERO Drive, Payson, AZ, 85541 — assumable FHA mortgage at 3.45%
FHA
Active
30
$299,000$132,934 down
Rate
3.45%
7.28%today
Payment
$854/mo
$1,310today
  • 4beds
  • 2baths
  • 1,455sqft

207 AERO Drive, Payson

310 MOGOLLON Trail, Payson, AZ, 85541 — assumable VA mortgage at 3.65%
VA
Active
23
$489,900$281,284 down
Rate
3.65%
7.28%today
Payment
$1,096/mo
$1,639today
  • 3beds
  • 2baths
  • 1,600sqft

310 MOGOLLON Trail, Payson

312 PIONEER Trail, Payson, AZ, 85541 — assumable VA mortgage at 5.27%
VA
Active
40
$400,000$62,437 down
Rate
5.27%
7.28%today
Payment
$1,992/mo
$2,463today
  • 3beds
  • 2baths
  • 1,358sqft

312 PIONEER Trail, Payson

605 WILDERNESS Trail, Payson, AZ, 85541 — assumable FHA mortgage at 4.14%
FHA
Active
34
$450,000$232,611 down
Rate
4.14%
7.28%today
Payment
$1,225/mo
$1,727today
  • 3beds
  • 2baths
  • 1,310sqft

605 WILDERNESS Trail, Payson

216 AERO Drive, Payson, AZ, 85541 — assumable VA mortgage at 6.74%
VA
Active
25
$350,000$19,875 down
Rate
6.74%
7.28%today
Payment
$2,164/mo
$2,285today
  • 3beds
  • 2baths
  • 1,344sqft

216 AERO Drive, Payson

8169 GUNSIGHT Ridge, Payson, AZ, 85541 — assumable FHA mortgage at 7.44%
FHA
Active
26
$250,000$20,376 down
Rate
7.44%
7.28%today
Payment
$1,638/mo
$1,612today
  • 2beds
  • 1baths
  • 1,110sqft

8169 GUNSIGHT Ridge, Payson

7627 MESA VISTA Drive, Payson, AZ, 85541 — assumable FHA mortgage at 6.75%
FHA
Active
42
$289,900$48,358 down
Rate
6.75%
7.28%today
Payment
$1,624/mo
$1,713today
  • 3beds
  • 2baths
  • 1,352sqft

7627 MESA VISTA Drive, Payson

905 PRAIRIE Road, Payson, AZ, 85541 — assumable FHA mortgage at 6.78%
FHA
Active
37
$409,000$37,890 down
Rate
6.78%
7.28%today
Payment
$2,479/mo
$2,607today
  • 3beds
  • 2baths
  • 1,320sqft

905 PRAIRIE Road, Payson

608 BONITA Street, Payson, AZ, 85541 — assumable FHA mortgage at 7.20%
FHA
Active
20
$390,000$70,181 down
Rate
7.20%
7.28%today
Payment
$2,233/mo
$2,251today
  • 4beds
  • 2baths
  • 1,904sqft

608 BONITA Street, Payson

206 Stagecoach Pass, Payson, AZ, 85541 — assumable VA mortgage at 6.81%
VA
Active
42
$539,900$111,709 down
Rate
6.81%
7.28%today
Payment
$2,886/mo
$3,026today
  • 3beds
  • 3baths
  • 1,928sqft

206 Stagecoach Pass, Payson

923 MADERA Lane, Payson, AZ, 85541 — assumable VA mortgage at 6.86%
VA
Active
15
$320,000$65,210 down
Rate
6.86%
7.28%today
Payment
$1,694/mo
$1,767today
  • 3beds
  • 2baths
  • 1,288sqft

923 MADERA Lane, Payson

602 MANZANITA Drive, Payson, AZ, 85541 — assumable VA mortgage at 6.99%
VA
Active
28
$324,000$107,359 down
Rate
6.99%
7.28%today
Payment
$1,474/mo
$1,517today
  • 3beds
  • 2baths
  • 1,976sqft

602 MANZANITA Drive, Payson

7488 PALOMA Vista, Payson, AZ, 85541 — assumable FHA mortgage at 6.73%
FHA
Active
25
$335,000$151,239 down
Rate
6.73%
7.28%today
Payment
$1,307/mo
$1,373today
  • 3beds
  • 2baths
  • 1,480sqft

7488 PALOMA Vista, Payson

Assuming a mortgage in Payson

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$780 /mo
Median cash to assume
$111,709