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UMe Projects

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Assumable homes for sale in Mesa, AZ

26 homesFHA & VA loansrates from 2.71% vs 7.28% today

Mesa assumption guide
125 56TH Street #57, Mesa, AZ, 85206 — assumable FHA mortgage at 3.03%
FHA
Active
35
$308,000$40,417 down
Rate
3.03%
7.28%today
Payment
$1,267/mo
$2,049today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #57, Mesa

542 HIGLEY Road #63, Mesa, AZ, 85206 — assumable FHA mortgage at 2.81%
FHA
Active
31
$290,000$82,291 down
Rate
2.81%
7.28%today
Payment
$974/mo
$1,619today
  • 2beds
  • 2baths
  • 1,184sqft

542 HIGLEY Road #63, Mesa

2127 SHANNON Way, Mesa, AZ, 85215 — assumable VA mortgage at 3.76%
VA
Active
22
$384,000$62,753 down
Rate
3.76%
7.28%today
Payment
$1,628/mo
$2,402today
  • 2beds
  • 2baths
  • 1,269sqft

2127 SHANNON Way, Mesa

125 56TH Street #1, Mesa, AZ, 85206 — assumable FHA mortgage at 2.71%
FHA
Active
40
$290,000$91,957 down
Rate
2.71%
7.28%today
Payment
$923/mo
$1,554today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #1, Mesa

5136 Evergreen Street #1127, Mesa, AZ, 85205 — assumable FHA mortgage at 2.81%
FHA
Active
26
$260,000$83,318 down
Rate
2.81%
7.28%today
Payment
$828/mo
$1,377today
  • 2beds
  • 2baths
  • 849sqft

5136 Evergreen Street #1127, Mesa

5540 HARMON Circle, Mesa, AZ, 85215 — assumable FHA mortgage at 2.96%
FHA
Active
31
$295,000$94,818 down
Rate
2.96%
7.28%today
Payment
$947/mo
$1,545today
  • 2beds
  • 2baths
  • 1,344sqft

5540 HARMON Circle, Mesa

6442 PRINCESS Drive, Mesa, AZ, 85205 — assumable VA mortgage at 2.77%
VA
Active
72
$614,999$334,148 down
Rate
2.77%
7.28%today
Payment
$1,314/mo
$2,196today
  • 4beds
  • 4baths
  • 2,318sqft

6442 PRINCESS Drive, Mesa

4335 FOX Circle, Mesa, AZ, 85205 — assumable VA mortgage at 2.94%
VA
Active
78
$875,000$432,082 down
Rate
2.94%
7.28%today
Payment
$2,135/mo
$3,492today
  • 4beds
  • 3baths
  • 3,390sqft

4335 FOX Circle, Mesa

2248 Floyd Drive, Mesa, AZ, 85215 — assumable VA mortgage at 3.85%
VA
Active
34
$355,000$97,520 down
Rate
3.85%
7.28%today
Payment
$1,315/mo
$1,919today
  • 3beds
  • 2baths
  • 1,724sqft

2248 Floyd Drive, Mesa

5415 MCKELLIPS Road #72, Mesa, AZ, 85215 — assumable VA mortgage at 3.21%
VA
Active
41
$439,900$215,322 down
Rate
3.21%
7.28%today
Payment
$1,119/mo
$1,769today
  • 4beds
  • 3baths
  • 1,968sqft

5415 MCKELLIPS Road #72, Mesa

6416 ENCANTO Street, Mesa, AZ, 85205 — assumable FHA mortgage at 3.26%
FHA
Active
36
$474,990$219,485 down
Rate
3.26%
7.28%today
Payment
$1,283/mo
$2,015today
  • 3beds
  • 2baths
  • 1,308sqft

6416 ENCANTO Street, Mesa

7006 JENSEN Street #120, Mesa, AZ, 85207 — assumable FHA mortgage at 5.23%
FHA
Active
36
$379,900$13,627 down
Rate
5.23%
7.28%today
Payment
$2,153/mo
$2,674today
  • 2beds
  • 2baths
  • 1,339sqft

7006 JENSEN Street #120, Mesa

5622 FAIRFIELD Street, Mesa, AZ, 85205 — assumable VA mortgage at 3.45%
VA
Active
50
$500,000$382,886 down
Rate
3.45%
7.28%today
Payment
$897/mo
$1,230today
  • 4beds
  • 2baths
  • 1,757sqft

5622 FAIRFIELD Street, Mesa

6340 BOISE Street, Mesa, AZ, 85205 — assumable FHA mortgage at 5.11%
FHA
Active
37
$350,000$31,565 down
Rate
5.11%
7.28%today
Payment
$1,852/mo
$2,331today
  • 2beds
  • 2baths
  • 1,407sqft

6340 BOISE Street, Mesa

6723 IVYGLEN Street, Mesa, AZ, 85205 — assumable FHA mortgage at 3.70%
FHA
Active
39
$460,000$205,489 down
Rate
3.70%
7.28%today
Payment
$1,355/mo
$2,015today
  • 3beds
  • 2baths
  • 1,965sqft

6723 IVYGLEN Street, Mesa

6446 COVINA Road, Mesa, AZ, 85205 — assumable FHA mortgage at 3.70%
FHA
Active
25
$285,000$163,643 down
Rate
3.70%
7.28%today
Payment
$646/mo
$961today
  • 2beds
  • 1baths
  • 1,114sqft

6446 COVINA Road, Mesa

5808 BROWN Road #107, Mesa, AZ, 85205 — assumable FHA mortgage at 3.82%
FHA
Active
27
$255,000$166,320 down
Rate
3.82%
7.28%today
Payment
$541/mo
$793today
  • 2beds
  • 3baths
  • 976sqft

5808 BROWN Road #107, Mesa

202 58TH Street, Mesa, AZ, 85205 — assumable FHA mortgage at 4.98%
FHA
Active
32
$310,000$71,778 down
Rate
4.98%
7.28%today
Payment
$1,367/mo
$1,747today
  • 1beds
  • 1baths
  • 646sqft

202 58TH Street, Mesa

2256 MIDDLECOFF Drive, Mesa, AZ, 85215 — assumable VA mortgage at 4.28%
VA
Active
74
$575,000$334,059 down
Rate
4.28%
7.28%today
Payment
$1,382/mo
$1,916today
  • 2beds
  • 2baths
  • 1,779sqft

2256 MIDDLECOFF Drive, Mesa

6202 MCKELLIPS Road #189, Mesa, AZ, 85215 — assumable FHA mortgage at 6.67%
FHA
Active
54
$435,000$24,520 down
Rate
6.67%
7.28%today
Payment
$2,677/mo
$2,847today
  • 2beds
  • 2baths
  • 1,633sqft

6202 MCKELLIPS Road #189, Mesa

6262 BROWN Road #29, Mesa, AZ, 85205 — assumable FHA mortgage at 6.71%
FHA
Active
58
$310,000$20,857 down
Rate
6.71%
7.28%today
Payment
$1,934/mo
$2,049today
  • 2beds
  • 3baths
  • 1,237sqft

6262 BROWN Road #29, Mesa

5526 EVERGREEN Street, Mesa, AZ, 85205 — assumable FHA mortgage at 6.81%
FHA
Active
34
$529,900$73,124 down
Rate
6.81%
7.28%today
Payment
$3,082/mo
$3,231today
  • 3beds
  • 2baths
  • 2,003sqft

5526 EVERGREEN Street, Mesa

6149 DECATUR Street, Mesa, AZ, 85205 — assumable FHA mortgage at 6.81%
FHA
Active
25
$310,000$31,037 down
Rate
6.81%
7.28%today
Payment
$1,882/mo
$1,974today
  • 2beds
  • 2baths
  • 1,051sqft

6149 DECATUR Street, Mesa

1839 SANDAL --, Mesa, AZ, 85205 — assumable VA mortgage at 6.65%
VA
Active
47
$685,000$169,852 down
Rate
6.65%
7.28%today
Payment
$3,353/mo
$3,574today
  • 5beds
  • 3baths
  • 2,650sqft

1839 SANDAL --, Mesa

340 62ND Street, Mesa, AZ, 85205 — assumable FHA mortgage at 6.90%
FHA
Active
13
$290,000$82,315 down
Rate
6.90%
7.28%today
Payment
$1,427/mo
$1,483today
  • 2beds
  • 2baths
  • 1,325sqft

340 62ND Street, Mesa

5218 Covina Road, Mesa, AZ, 85205 — assumable FHA mortgage at 6.64%
FHA
Active
27
$274,000$255,239 down
Rate
6.64%
7.28%today
Payment
$125/mo
$133today
  • 2beds
  • 1baths
  • 913sqft

5218 Covina Road, Mesa

Assuming a mortgage in Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$541 /mo
Median cash to assume
$93,388