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UMe Projects

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Assumable homes for sale in Mesa, AZ

22 homesFHA & VA loansrates from 2.79% vs 7.28% today

Mesa assumption guide
8025 CICERO Street, Mesa, AZ, 85207 — assumable VA mortgage at 2.96%
VA
Active
14
$423,499$51,579 down
Rate
2.96%
7.28%today
Payment
$1,760/mo
$2,871today
  • 3beds
  • 2baths
  • 1,397sqft

8025 CICERO Street, Mesa

1013 97TH Street, Mesa, AZ, 85208 — assumable VA mortgage at 2.79%
VA
Active
32
$245,000$69,930 down
Rate
2.79%
7.28%today
Payment
$821/mo
$1,368today
  • 3beds
  • 2baths
  • 1,136sqft

1013 97TH Street, Mesa

1716 82ND Way, Mesa, AZ, 85209 — assumable FHA mortgage at 2.87%
FHA
Active
35
$390,000$137,456 down
Rate
2.87%
7.28%today
Payment
$1,203/mo
$1,985today
  • 3beds
  • 3baths
  • 1,463sqft

1716 82ND Way, Mesa

9748 ESCONDIDO Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 2.88%
FHA
Active
30
$335,000$106,112 down
Rate
2.88%
7.28%today
Payment
$1,064/mo
$1,753today
  • 3beds
  • 2baths
  • 1,680sqft

9748 ESCONDIDO Avenue, Mesa

695 92nd Street, Mesa, AZ, 85208 — assumable FHA mortgage at 2.97%
FHA
Active
26
$310,000$129,753 down
Rate
2.97%
7.28%today
Payment
$858/mo
$1,397today
  • 3beds
  • 2baths
  • 1,262sqft

695 92nd Street, Mesa

2024 BALDWIN -- #4, Mesa, AZ, 85209 — assumable FHA mortgage at 2.98%
FHA
Active
34
$349,900$172,655 down
Rate
2.98%
7.28%today
Payment
$860/mo
$1,400today
  • 3beds
  • 3baths
  • 1,379sqft

2024 BALDWIN -- #4, Mesa

246 ELLSWORTH Road, Mesa, AZ, 85208 — assumable FHA mortgage at 3.11%
FHA
Active
19
$247,500$230,255 down
Rate
3.11%
7.28%today
Payment
$82/mo
$131today
  • 2beds
  • 2baths
  • 980sqft

246 ELLSWORTH Road, Mesa

561 HASTINGS --, Mesa, AZ, 85208 — assumable VA mortgage at 3.17%
VA
Active
43
$440,000$207,440 down
Rate
3.17%
7.28%today
Payment
$1,131/mo
$1,796today
  • 3beds
  • 2baths
  • 1,693sqft

561 HASTINGS --, Mesa

8231 INVERNESS Avenue, Mesa, AZ, 85209 — assumable FHA mortgage at 3.36%
FHA
Active
76
$439,900$215,474 down
Rate
3.36%
7.28%today
Payment
$1,144/mo
$1,774today
  • 3beds
  • 3baths
  • 1,605sqft

8231 INVERNESS Avenue, Mesa

1012 ESMERALDA --, Mesa, AZ, 85208 — assumable VA mortgage at 4.06%
VA
Active
37
$469,900$225,628 down
Rate
4.06%
7.28%today
Payment
$1,366/mo
$1,944today
  • 4beds
  • 3baths
  • 1,992sqft

1012 ESMERALDA --, Mesa

451 HAWES Road #27, Mesa, AZ, 85208 — assumable FHA mortgage at 6.43%
FHA
Active
27
$339,000$3,463 down
Rate
6.43%
7.28%today
Payment
$2,187/mo
$2,385today
  • 3beds
  • 3baths
  • 1,190sqft

451 HAWES Road #27, Mesa

2024 BALDWIN -- #76, Mesa, AZ, 85209 — assumable FHA mortgage at 6.88%
FHA
Active
53
$365,000$29,069 down
Rate
6.88%
7.28%today
Payment
$2,259/mo
$2,351today
  • 2beds
  • 3baths
  • 1,132sqft

2024 BALDWIN -- #76, Mesa

511 94TH Circle, Mesa, AZ, 85207 — assumable FHA mortgage at 6.11%
FHA
Active
43
$399,000$35,821 down
Rate
6.11%
7.28%today
Payment
$2,317/mo
$2,613today
  • 4beds
  • 3baths
  • 1,622sqft

511 94TH Circle, Mesa

8215 6TH Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 6.48%
FHA
Active
20
$375,000$40,904 down
Rate
6.48%
7.28%today
Payment
$2,199/mo
$2,385today
  • 4beds
  • 2baths
  • 1,440sqft

8215 6TH Avenue, Mesa

1265 AARON Drive #311, Mesa, AZ, 85209 — assumable FHA mortgage at 6.54%
FHA
Active
39
$328,000$35,781 down
Rate
6.54%
7.28%today
Payment
$1,932/mo
$2,083today
  • 2beds
  • 2baths
  • 1,227sqft

1265 AARON Drive #311, Mesa

1635 DILLON --, Mesa, AZ, 85209 — assumable VA mortgage at 6.30%
VA
Active
50
$654,999$166,920 down
Rate
6.30%
7.28%today
Payment
$3,027/mo
$3,346today
  • 5beds
  • 3baths
  • 2,977sqft

1635 DILLON --, Mesa

10427 DIAMOND Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 6.61%
FHA
Active
26
$685,000$193,881 down
Rate
6.61%
7.28%today
Payment
$3,233/mo
$3,460today
  • 5beds
  • 3baths
  • 3,087sqft

10427 DIAMOND Avenue, Mesa

510 83RD Place, Mesa, AZ, 85208 — assumable FHA mortgage at 6.69%
FHA
Active
32
$275,000$63,144 down
Rate
6.69%
7.28%today
Payment
$1,391/mo
$1,477today
  • 2beds
  • 2baths
  • 1,162sqft

510 83RD Place, Mesa

1255 RIALTO -- #134, Mesa, AZ, 85209 — assumable FHA mortgage at 6.11%
FHA
Active
27
$264,900Potential short sale
Rate
6.11%
7.28%today
Payment
$1,817/mo
$2,049today
  • 2beds
  • 2baths
  • 1,227sqft

1255 RIALTO -- #134, Mesa

306 HAWES Road, Mesa, AZ, 85207 — assumable FHA mortgage at 6.50%
FHA
Active
13
$299,000Potential short sale
Rate
6.50%
7.28%today
Payment
$2,449/mo
$2,651today
  • 3beds
  • 2baths
  • 1,652sqft

306 HAWES Road, Mesa

1250 RIALTO Drive #59, Mesa, AZ, 85209 — assumable FHA mortgage at 6.50%
FHA
Active
24
$272,000Potential short sale
Rate
6.50%
7.28%today
Payment
$2,079/mo
$2,251today
  • 2beds
  • 2baths
  • 1,227sqft

1250 RIALTO Drive #59, Mesa

261 101ST Way, Mesa, AZ, 85207 — assumable FHA mortgage at 8.16%
FHA
Active
40
$355,000$353,352 down
Rate
8.16%
7.28%today
Payment
$557/mo
$511today
  • 3beds
  • 2baths
  • 1,591sqft

261 101ST Way, Mesa

Assuming a mortgage in Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$557 /mo
Median cash to assume
$129,753