UMe Projects

UMe Projects

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Assumable homes for sale in Jerome, AZ

7 homesFHA & VA loansrates from 2.98% vs 7.28% today

Jerome assumption guide
550 Mingus Shadows Drive, Clarkdale, AZ, 86324 — assumable VA mortgage at 3.45%
VA
Active
30
$259,900$77,729 down
Rate
3.45%
7.28%today
Payment
$892/mo
$1,368today
  • 2beds
  • 3baths
  • 1,717sqft

550 Mingus Shadows Drive, Clarkdale

3382 GRAND VIEW Drive, Cottonwood, AZ, 86326 — assumable FHA mortgage at 2.98%
FHA
Active
20
$317,000$214,301 down
Rate
2.98%
7.28%today
Payment
$486/mo
$791today
  • 2beds
  • 2baths
  • 1,218sqft

3382 GRAND VIEW Drive, Cottonwood

1947 QUAIL Run, Cottonwood, AZ, 86326 — assumable VA mortgage at 3.16%
VA
Active
37
$594,000$259,005 down
Rate
3.16%
7.28%today
Payment
$1,661/mo
$2,641today
  • 4beds
  • 3baths
  • 2,789sqft

1947 QUAIL Run, Cottonwood

560 SIESTA Street, Clarkdale, AZ, 86324 — assumable FHA mortgage at 3.55%
FHA
Active
12
$325,000$147,100 down
Rate
3.55%
7.28%today
Payment
$883/mo
$1,337today
  • 3beds
  • 1baths
  • 1,554sqft

560 SIESTA Street, Clarkdale

1145 17TH Place, Cottonwood, AZ, 86326 — assumable FHA mortgage at 6.78%
FHA
Active
15
$349,900$8,636 down
Rate
6.78%
7.28%today
Payment
$2,268/mo
$2,385today
  • 3beds
  • 2baths
  • 1,290sqft

1145 17TH Place, Cottonwood

1505 CHATEAU Drive, Cottonwood, AZ, 86326 — assumable VA mortgage at 6.84%
VA
Active
38
$479,000Potential short sale
Rate
6.84%
7.28%today
Payment
$3,151/mo
$3,294today
  • 3beds
  • 2baths
  • 1,651sqft

1505 CHATEAU Drive, Cottonwood

3970 Massai Circle, Cottonwood, AZ, 86326 — assumable FHA mortgage at 4.43%
FHA
Active
23
$280,000$196,122 down
Rate
4.43%
7.28%today
Payment
$502/mo
$684today
  • 2beds
  • 2baths
  • 1,024sqft

3970 Massai Circle, Cottonwood

Assuming a mortgage in Jerome

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$486 /mo
Median cash to assume
$147,100