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Assumable homes for sale in Groom Creek, AZ

11 homesFHA & VA loansrates from 2.83% vs 7.28% today

Groom Creek assumption guide
1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
7.28%today
Payment
$4,427/mo
$7,343today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
7.28%today
Payment
$1,476/mo
$2,229today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$349,645 down
Rate
3.88%
7.28%today
Payment
$1,302/mo
$1,894today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$262,858 down
Rate
4.17%
7.28%today
Payment
$1,029/mo
$1,444today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

10817 TURQUOISE Circle, Dewey, AZ, 86327 — assumable VA mortgage at 6.67%
VA
Active
23
$460,000$8,294 down
Rate
6.67%
7.28%today
Payment
$2,946/mo
$3,133today
  • 3beds
  • 2baths
  • 1,779sqft

10817 TURQUOISE Circle, Dewey

6515 MILLSITE Lane, Prescott, AZ, 86303 — assumable FHA mortgage at 6.69%
FHA
Active
47
$450,000$9,663 down
Rate
6.69%
7.28%today
Payment
$2,912/mo
$3,091today
  • 4beds
  • 3baths
  • 2,328sqft

6515 MILLSITE Lane, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
7.28%today
Payment
$2,010/mo
$2,667today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

9355 WOLF Road, Dewey, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,466 down
Rate
6.89%
7.28%today
Payment
$2,008/mo
$2,089today
  • 3beds
  • 2baths
  • 1,308sqft

9355 WOLF Road, Dewey

209 ROBINSON Drive, Prescott, AZ, 86303 — assumable FHA mortgage at 5.22%
FHA
Active
29
$495,000$416,454 down
Rate
5.22%
7.28%today
Payment
$459/mo
$571today
  • 3beds
  • 2baths
  • 1,740sqft

209 ROBINSON Drive, Prescott

165 Rocky Dells Drive, Prescott, AZ, 86303 — assumable VA mortgage at 6.34%
VA
Active
36
$655,000$429,099 down
Rate
6.34%
7.28%today
Payment
$1,461/mo
$1,609today
  • 3beds
  • 3baths
  • 1,672sqft

165 Rocky Dells Drive, Prescott

11205 IRONWOOD Lane, Dewey, AZ, 86327 — assumable FHA mortgage at 6.51%
FHA
Active
50
$439,000$195,313 down
Rate
6.51%
7.28%today
Payment
$2,705/mo
$2,925today
  • 3beds
  • 2baths
  • 2,217sqft

11205 IRONWOOD Lane, Dewey

Assuming a mortgage in Groom Creek

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$459 /mo
Median cash to assume
$262,858