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Assumable homes for sale in Gilbert, AZ

22 homesFHA & VA loansrates from 2.74% vs 7.28% today

Gilbert assumption guide
2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$22,331 down
Rate
5.81%
7.28%today
Payment
$4,850/mo
$5,649today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

2799 Terrace Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.84%
FHA
Active
19
$410,000$134,551 down
Rate
2.84%
7.28%today
Payment
$1,278/mo
$2,116today
  • 3beds
  • 2baths
  • 1,204sqft

2799 Terrace Avenue, Gilbert

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$515,000$212,765 down
Rate
2.74%
7.28%today
Payment
$1,409/mo
$2,365today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

1839 ANCHOR Drive, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.83%
FHA
Active
22
$505,000$296,509 down
Rate
2.83%
7.28%today
Payment
$986/mo
$1,636today
  • 2beds
  • 2baths
  • 1,581sqft

1839 ANCHOR Drive, Gilbert

1310 PARKCREST Street, Mesa, AZ, 85206 — assumable FHA mortgage at 2.88%
FHA
Active
23
$365,000$190,129 down
Rate
2.88%
7.28%today
Payment
$888/mo
$1,411today
  • 2beds
  • 2baths
  • 1,097sqft

1310 PARKCREST Street, Mesa

4557 GROVE Avenue, Mesa, AZ, 85206 — assumable VA mortgage at 5.10%
VA
Active
27
$469,000$19,769 down
Rate
5.10%
7.28%today
Payment
$2,606/mo
$3,284today
  • 3beds
  • 2baths
  • 1,247sqft

4557 GROVE Avenue, Mesa

1874 SAGEBRUSH Street, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.31%
FHA
Active
30
$625,000$376,503 down
Rate
3.31%
7.28%today
Payment
$1,257/mo
$1,962today
  • 5beds
  • 2baths
  • 2,285sqft

1874 SAGEBRUSH Street, Gilbert

3533 LINDA Lane, Gilbert, AZ, 85234 — assumable VA mortgage at 3.75%
VA
Active
29
$625,000$338,156 down
Rate
3.75%
7.28%today
Payment
$1,549/mo
$2,289today
  • 4beds
  • 3baths
  • 2,127sqft

3533 LINDA Lane, Gilbert

1350 GREENFIELD Road #1073, Mesa, AZ, 85206 — assumable FHA mortgage at 3.78%
FHA
Active
46
$355,000$258,836 down
Rate
3.78%
7.28%today
Payment
$671/mo
$987today
  • 2beds
  • 3baths
  • 1,080sqft

1350 GREENFIELD Road #1073, Mesa

1350 GREENFIELD Road #1010, Mesa, AZ, 85206 — assumable FHA mortgage at 3.80%
FHA
Active
16
$299,900$176,749 down
Rate
3.80%
7.28%today
Payment
$764/mo
$1,122today
  • 3beds
  • 3baths
  • 1,399sqft

1350 GREENFIELD Road #1010, Mesa

5339 HOPI Avenue, Mesa, AZ, 85206 — assumable VA mortgage at 5.62%
VA
Active
32
$445,000Potential short sale
Rate
5.62%
7.28%today
Payment
$2,625/mo
$3,122today
  • 3beds
  • 3baths
  • 1,899sqft

5339 HOPI Avenue, Mesa

2268 MARLENE Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 5.23%
VA
Active
27
$529,900$65,956 down
Rate
5.23%
7.28%today
Payment
$2,727/mo
$3,387today
  • 3beds
  • 2baths
  • 1,615sqft

2268 MARLENE Drive, Gilbert

1557 DOUGLAS Avenue, Gilbert, AZ, 85234 — assumable VA mortgage at 4.08%
VA
Active
47
$615,000$394,369 down
Rate
4.08%
7.28%today
Payment
$1,388/mo
$1,971today
  • 4beds
  • 3baths
  • 2,445sqft

1557 DOUGLAS Avenue, Gilbert

5441 FLOWER Avenue, Mesa, AZ, 85206 — assumable FHA mortgage at 5.41%
FHA
Active
13
$475,000$81,957 down
Rate
5.41%
7.28%today
Payment
$2,346/mo
$2,855today
  • 3beds
  • 2baths
  • 1,548sqft

5441 FLOWER Avenue, Mesa

3497 Sierra Madre Avenue, Gilbert, AZ, 85296 — assumable FHA mortgage at 4.30%
FHA
Active
65
$824,000$777,751 down
Rate
4.30%
7.28%today
Payment
$310/mo
$428today
  • 4beds
  • 3baths
  • 3,503sqft

3497 Sierra Madre Avenue, Gilbert

1164 QUAIL --, Mesa, AZ, 85206 — assumable FHA mortgage at 5.98%
FHA
Active
43
$395,000$65,051 down
Rate
5.98%
7.28%today
Payment
$2,010/mo
$2,292today
  • 2beds
  • 2baths
  • 1,717sqft

1164 QUAIL --, Mesa

533 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable VA mortgage at 6.50%
VA
Active
43
$525,000$57,771 down
Rate
6.50%
7.28%today
Payment
$3,023/mo
$3,272today
  • 4beds
  • 2baths
  • 1,685sqft

533 JOSHUA TREE Lane, Gilbert

1601 BARBARITA Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 4.99%
FHA
Active
35
$485,000$401,479 down
Rate
4.99%
7.28%today
Payment
$707/mo
$902today
  • 3beds
  • 2baths
  • 1,386sqft

1601 BARBARITA Avenue, Gilbert

1350 Greenfield Road #1158, Mesa, AZ, 85206 — assumable FHA mortgage at 6.81%
FHA
Active
56
$354,999$83,392 down
Rate
6.81%
7.28%today
Payment
$1,833/mo
$1,921today
  • 2beds
  • 3baths
  • 1,135sqft

1350 Greenfield Road #1158, Mesa

3520 MORRISON RANCH Parkway, Gilbert, AZ, 85296 — assumable FHA mortgage at 5.25%
FHA
Active
30
$729,000$564,904 down
Rate
5.25%
7.28%today
Payment
$1,447/mo
$1,793today
  • 3beds
  • 2baths
  • 2,305sqft

3520 MORRISON RANCH Parkway, Gilbert

1902 WILLOW TREE Court, Gilbert, AZ, 85234 — assumable VA mortgage at 5.30%
VA
Active
68
$1,300,000$943,566 down
Rate
5.30%
7.28%today
Payment
$2,110/mo
$2,600today
  • 4beds
  • 3baths
  • 2,701sqft

1902 WILLOW TREE Court, Gilbert

3542 SPRING WHEAT Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.85%
FHA
Active
78
$650,000$630,504 down
Rate
6.85%
7.28%today
Payment
$133/mo
$138today
  • 3beds
  • 3baths
  • 1,702sqft

3542 SPRING WHEAT Lane, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 22 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.74%
Lowest existing payment
$310 /mo
Median cash to assume
$212,765