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Assumable homes for sale in El Mirage, AZ

39 homesFHA & VA loansrates from 2.78% vs 7.28% today

El Mirage assumption guide
12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$315,000$50,465 down
Rate
3.07%
7.28%today
Payment
$1,253/mo
$2,015today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$410,000$73,734 down
Rate
3.07%
7.28%today
Payment
$1,593/mo
$2,562today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$69,748 down
Rate
3.25%
7.28%today
Payment
$1,602/mo
$2,519today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

11002 DEANNE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.45%
FHA
Active
12
$325,000$39,310 down
Rate
3.45%
7.28%today
Payment
$1,402/mo
$2,150today
  • 3beds
  • 2baths
  • 2,156sqft

11002 DEANNE Drive, Sun City

11130 JERSEY Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 2.79%
FHA
Active
35
$265,000$65,597 down
Rate
2.79%
7.28%today
Payment
$935/mo
$1,559today
  • 2beds
  • 1baths
  • 909sqft

11130 JERSEY Avenue, Youngtown

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$159,995$34,556 down
Rate
3.00%
7.28%today
Payment
$600/mo
$974today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

11469 ILLINOIS Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.10%
FHA
Active
11
$304,000$50,593 down
Rate
3.10%
7.28%today
Payment
$1,199/mo
$1,921today
  • 2beds
  • 2baths
  • 1,140sqft

11469 ILLINOIS Avenue, Youngtown

12235 DAHLIA Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.78%
FHA
Active
50
$315,000$107,175 down
Rate
2.78%
7.28%today
Payment
$978/mo
$1,633today
  • 3beds
  • 2baths
  • 1,090sqft

12235 DAHLIA Drive, El Mirage

13017 ASH Street, El Mirage, AZ, 85335 — assumable VA mortgage at 2.81%
VA
Active
29
$350,000$134,602 down
Rate
2.81%
7.28%today
Payment
$1,007/mo
$1,675today
  • 3beds
  • 2baths
  • 1,455sqft

13017 ASH Street, El Mirage

14804 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.93%
FHA
Active
34
$365,900$117,281 down
Rate
2.93%
7.28%today
Payment
$1,170/mo
$1,916today
  • 4beds
  • 2baths
  • 1,642sqft

14804 EL FRIO Street, El Mirage

10810 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 2.90%
VA
Active
49
$368,900$162,378 down
Rate
2.90%
7.28%today
Payment
$984/mo
$1,618today
  • 3beds
  • 2baths
  • 1,622sqft

10810 114TH Drive, Youngtown

11909 PABLO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.99%
FHA
Active
13
$275,000$128,796 down
Rate
2.99%
7.28%today
Payment
$709/mo
$1,152today
  • 2beds
  • 2baths
  • 953sqft

11909 PABLO Street, El Mirage

14909 126TH Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.01%
FHA
Active
23
$395,000$239,879 down
Rate
3.01%
7.28%today
Payment
$778/mo
$1,246today
  • 3beds
  • 2baths
  • 1,685sqft

14909 126TH Avenue, El Mirage

12317 BERRY Lane, El Mirage, AZ, 85335 — assumable VA mortgage at 3.25%
VA
Active
69
$625,000$514,073 down
Rate
3.25%
7.28%today
Payment
$1,838/mo
$2,392today
  • 4beds
  • 3baths
  • 2,635sqft

12317 BERRY Lane, El Mirage

11744 MAUI Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.67%
FHA
Active
57
$412,000$262,178 down
Rate
3.67%
7.28%today
Payment
$928/mo
$1,384today
  • 5beds
  • 3baths
  • 2,556sqft

11744 MAUI Lane, El Mirage

11628 REDFIELD Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.75%
FHA
Active
52
$450,000$186,482 down
Rate
3.75%
7.28%today
Payment
$1,414/mo
$2,088today
  • 5beds
  • 3baths
  • 3,021sqft

11628 REDFIELD Road, El Mirage

12713 MANDALAY Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.80%
FHA
Active
34
$375,900$282,947 down
Rate
3.80%
7.28%today
Payment
$649/mo
$953today
  • 4beds
  • 3baths
  • 2,178sqft

12713 MANDALAY Lane, El Mirage

13633 LISBON Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 4.14%
FHA
Active
47
$449,900$209,439 down
Rate
4.14%
7.28%today
Payment
$1,358/mo
$1,914today
  • 4beds
  • 3baths
  • 2,950sqft

13633 LISBON Lane, Surprise

12318 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.39%
FHA
Active
28
$339,900$16,174 down
Rate
6.39%
7.28%today
Payment
$2,104/mo
$2,304today
  • 3beds
  • 2baths
  • 1,106sqft

12318 ASTER Drive, El Mirage

12505 SURREY Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.43%
FHA
Active
25
$335,000Potential short sale
Rate
6.43%
7.28%today
Payment
$2,224/mo
$2,425today
  • 4beds
  • 2baths
  • 1,978sqft

12505 SURREY Avenue, El Mirage

14227 NEWCASTLE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.50%
FHA
Active
31
$230,000Potential short sale
Rate
6.50%
7.28%today
Payment
$1,575/mo
$1,705today
  • 3beds
  • 2baths
  • 1,256sqft

14227 NEWCASTLE Drive, Sun City

12965 VIA CAMILLE --, El Mirage, AZ, 85335 — assumable VA mortgage at 6.50%
VA
Active
48
$449,900$13,558 down
Rate
6.50%
7.28%today
Payment
$2,781/mo
$3,011today
  • 5beds
  • 3baths
  • 1,949sqft

12965 VIA CAMILLE --, El Mirage

12536 SAINT MORITZ Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.81%
FHA
Active
24
$310,000Potential short sale
Rate
6.81%
7.28%today
Payment
$2,224/mo
$2,332today
  • 3beds
  • 2baths
  • 1,308sqft

12536 SAINT MORITZ Lane, El Mirage

12709 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 7.06%
FHA
Active
34
$325,000Potential short sale
Rate
7.06%
7.28%today
Payment
$2,498/mo
$2,553today
  • 4beds
  • 2baths
  • 1,832sqft

12709 EL FRIO Street, El Mirage

14218 129th Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 4.34%
FHA
Active
20
$355,000$271,454 down
Rate
4.34%
7.28%today
Payment
$561/mo
$773today
  • 3beds
  • 2baths
  • 1,308sqft

14218 129th Avenue, El Mirage

11348 PINEHOLLOW Drive, Surprise, AZ, 85378 — assumable VA mortgage at 4.46%
VA
Active
15
$332,000$143,576 down
Rate
4.46%
7.28%today
Payment
$1,104/mo
$1,498today
  • 4beds
  • 2baths
  • 1,571sqft

11348 PINEHOLLOW Drive, Surprise

10835 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 6.62%
VA
Active
27
$389,000$26,477 down
Rate
6.62%
7.28%today
Payment
$2,386/mo
$2,551today
  • 3beds
  • 2baths
  • 1,696sqft

10835 114TH Drive, Youngtown

13784 COUNTRY GABLES Drive, Surprise, AZ, 85379 — assumable VA mortgage at 7.02%
VA
Active
51
$472,000$29,610 down
Rate
7.02%
7.28%today
Payment
$3,015/mo
$3,095today
  • 3beds
  • 3baths
  • 2,387sqft

13784 COUNTRY GABLES Drive, Surprise

13740 BANFF Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 6.27%
FHA
Active
9
$499,950$70,510 down
Rate
6.27%
7.28%today
Payment
$2,772/mo
$3,074today
  • 4beds
  • 3baths
  • 3,435sqft

13740 BANFF Lane, Surprise

11107 IOWA Avenue #., Youngtown, AZ, 85363 — assumable FHA mortgage at 6.64%
FHA
Active
25
$329,000$36,832 down
Rate
6.64%
7.28%today
Payment
$1,927/mo
$2,056today
  • 2beds
  • 1baths
  • 808sqft

11107 IOWA Avenue #., Youngtown

13438 124TH Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.74%
FHA
Active
43
$488,000$58,120 down
Rate
6.74%
7.28%today
Payment
$2,863/mo
$3,023today
  • 4beds
  • 2baths
  • 2,002sqft

13438 124TH Lane, El Mirage

12714 GREENWAY Road, Surprise, AZ, 85374 — assumable FHA mortgage at 7.08%
FHA
Active
9
$190,000$22,668 down
Rate
7.08%
7.28%today
Payment
$1,170/mo
$1,193today
  • 3beds
  • 2baths
  • 1,330sqft

12714 GREENWAY Road, Surprise

12606 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.64%
FHA
Active
31
$350,000$99,115 down
Rate
6.64%
7.28%today
Payment
$1,631/mo
$1,740today
  • 4beds
  • 2baths
  • 1,446sqft

12606 ASTER Drive, El Mirage

12709 VENTURA Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 5.41%
FHA
Active
6
$370,000Potential short sale
Rate
5.41%
7.28%today
Payment
$2,484/mo
$3,023today
  • 4beds
  • 3baths
  • 2,178sqft

12709 VENTURA Street, El Mirage

13286 REDFIELD Road, Surprise, AZ, 85379 — assumable FHA mortgage at 6.26%
FHA
Active
18
$390,000$118,675 down
Rate
6.26%
7.28%today
Payment
$1,687/mo
$1,873today
  • 3beds
  • 3baths
  • 1,554sqft

13286 REDFIELD Road, Surprise

12510 SANTA FE Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.11%
FHA
Active
35
$310,000Potential short sale
Rate
6.11%
7.28%today
Payment
$2,555/mo
$2,882today
  • 4beds
  • 3baths
  • 1,949sqft

12510 SANTA FE Lane, El Mirage

Assuming a mortgage in El Mirage

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$561 /mo
Median cash to assume
$99,115