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UMe Projects

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Assumable homes for sale in Apache Junction, AZ

23 homesFHA & VA loansrates from 2.96% vs 7.28% today

Apache Junction assumption guide
1562 DESERT VIEW Place, Apache Junction, AZ, 85120 — assumable FHA mortgage at 2.96%
FHA
Active
24
$349,900$53,980 down
Rate
2.96%
7.28%today
Payment
$1,400/mo
$2,284today
  • 4beds
  • 3baths
  • 1,961sqft

1562 DESERT VIEW Place, Apache Junction

11066 ABILENE Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.00%
FHA
Active
15
$399,900$67,745 down
Rate
3.00%
7.28%today
Payment
$1,579/mo
$2,562today
  • 4beds
  • 3baths
  • 1,540sqft

11066 ABILENE Avenue, Mesa

1510 LAWTHER Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.01%
FHA
Active
20
$277,500$40,541 down
Rate
3.01%
7.28%today
Payment
$1,115/mo
$1,807today
  • 2beds
  • 2baths
  • 1,106sqft

1510 LAWTHER Drive, Apache Junction

1823 22ND Avenue, Apache Junction, AZ, 85120 — assumable FHA mortgage at 2.96%
FHA
Active
16
$405,000$151,472 down
Rate
2.96%
7.28%today
Payment
$1,200/mo
$1,957today
  • 3beds
  • 3baths
  • 1,722sqft

1823 22ND Avenue, Apache Junction

155 PARKWOOD --, Mesa, AZ, 85208 — assumable FHA mortgage at 4.67%
FHA
Active
9
$350,000Potential short sale
Rate
4.67%
7.28%today
Payment
$2,071/mo
$2,741today
  • 3beds
  • 2baths
  • 1,065sqft

155 PARKWOOD --, Mesa

332 14TH Avenue, Apache Junction, AZ, 85120 — assumable VA mortgage at 3.05%
VA
Active
33
$380,000$162,335 down
Rate
3.05%
7.28%today
Payment
$1,045/mo
$1,685today
  • 3beds
  • 2baths
  • 1,476sqft

332 14TH Avenue, Apache Junction

1925 22ND Avenue, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.15%
FHA
Active
25
$385,000$156,533 down
Rate
3.15%
7.28%today
Payment
$1,134/mo
$1,806today
  • 3beds
  • 3baths
  • 1,723sqft

1925 22ND Avenue, Apache Junction

1564 ROYAL PALM Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 3.38%
FHA
Active
28
$435,000$312,003 down
Rate
3.38%
7.28%today
Payment
$817/mo
$1,264today
  • 3beds
  • 2baths
  • 1,744sqft

1564 ROYAL PALM Road, Apache Junction

11511 MILAGRO Avenue, Mesa, AZ, 85209 — assumable VA mortgage at 3.98%
VA
Active
33
$465,000$360,266 down
Rate
3.98%
7.28%today
Payment
$753/mo
$1,081today
  • 3beds
  • 2baths
  • 1,659sqft

11511 MILAGRO Avenue, Mesa

654 COPPER Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 4.14%
FHA
Active
36
$399,900$328,115 down
Rate
4.14%
7.28%today
Payment
$472/mo
$665today
  • 4beds
  • 3baths
  • 1,498sqft

654 COPPER Drive, Apache Junction

1281 DELAWARE Drive, Apache Junction, AZ, 85120 — assumable VA mortgage at 7.06%
VA
Active
17
$269,900Potential short sale
Rate
7.06%
7.28%today
Payment
$1,886/mo
$1,927today
  • 2beds
  • 2baths
  • 1,060sqft

1281 DELAWARE Drive, Apache Junction

723 Saguaro Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 4.28%
FHA
Active
25
$387,000$294,816 down
Rate
4.28%
7.28%today
Payment
$620/mo
$860today
  • 3beds
  • 2baths
  • 1,224sqft

723 Saguaro Drive, Apache Junction

1161 OCOTILLO Drive, Apache Junction, AZ, 85120 — assumable VA mortgage at 6.50%
VA
Active
23
$259,500$23,824 down
Rate
6.50%
7.28%today
Payment
$1,508/mo
$1,632today
  • 2beds
  • 2baths
  • 1,298sqft

1161 OCOTILLO Drive, Apache Junction

11119 WIER Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 6.95%
FHA
Active
36
$449,000$42,981 down
Rate
6.95%
7.28%today
Payment
$2,762/mo
$2,855today
  • 3beds
  • 2baths
  • 1,427sqft

11119 WIER Avenue, Mesa

1137 BRICE --, Mesa, AZ, 85208 — assumable FHA mortgage at 4.66%
FHA
Active
22
$339,999$173,975 down
Rate
4.66%
7.28%today
Payment
$1,009/mo
$1,337today
  • 3beds
  • 2baths
  • 1,166sqft

1137 BRICE --, Mesa

2101 MERIDIAN Road #301, Apache Junction, AZ, 85120 — assumable VA mortgage at 6.16%
VA
Active
25
$305,000$38,262 down
Rate
6.16%
7.28%today
Payment
$1,636/mo
$1,836today
  • 2beds
  • 2baths
  • 1,202sqft

2101 MERIDIAN Road #301, Apache Junction

2026 LAWTHER Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.64%
FHA
Active
15
$330,000$26,375 down
Rate
6.64%
7.28%today
Payment
$2,002/mo
$2,136today
  • 3beds
  • 2baths
  • 1,110sqft

2026 LAWTHER Drive, Apache Junction

854 SAN MARCOS Drive #5C, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.92%
FHA
Active
10
$245,500$41,344 down
Rate
6.92%
7.28%today
Payment
$1,377/mo
$1,427today
  • 3beds
  • 2baths
  • 1,500sqft

854 SAN MARCOS Drive #5C, Apache Junction

1757 RAY Lane, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.27%
FHA
Active
47
$399,900$150,912 down
Rate
6.27%
7.28%today
Payment
$1,605/mo
$1,780today
  • 3beds
  • 2baths
  • 1,503sqft

1757 RAY Lane, Apache Junction

268 OCOTILLO Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.27%
FHA
Active
38
$1,250,000$782,646 down
Rate
6.27%
7.28%today
Payment
$3,014/mo
$3,342today
  • 15beds
  • 10baths
  • —sqft

268 OCOTILLO Drive, Apache Junction

270 OCOTILLO Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.27%
FHA
Active
27
$799,000$331,646 down
Rate
6.27%
7.28%today
Payment
$3,014/mo
$3,342today
  • 7beds
  • 5baths
  • —sqft

270 OCOTILLO Drive, Apache Junction

1964 MARA Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.50%
FHA
Active
28
$299,900$135,549 down
Rate
6.50%
7.28%today
Payment
$1,061/mo
$1,149today
  • 2beds
  • 1baths
  • 895sqft

1964 MARA Drive, Apache Junction

11016 ABILENE Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 7.21%
FHA
Active
24
$349,900$311,939 down
Rate
7.21%
7.28%today
Payment
$745/mo
$750today
  • 3beds
  • 2baths
  • 1,300sqft

11016 ABILENE Avenue, Mesa

Assuming a mortgage in Apache Junction

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$472 /mo
Median cash to assume
$151,472